Adam Siegelbaum
Loan Officer | NMLS #1953208
Adam Siegelbaum
Loan Officer | NMLS #1953208
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About Adam Siegelbaum
Adam Siegelbaum is a Mortgage Loan Officer with Direct Mortgage Loans, proudly serving homebuyers and homeowners throughout Annapolis, Anne Arundel County, Kent Island, and communities across Maryland.
Before entering the mortgage industry, Adam spent nearly eight years in law enforcement and another decade in technology sales and consulting. Those experiences shaped his commitment to integrity, clear communication, and exceptional customer service—qualities that continue to define how he serves every client today.
Adam understands that buying a home is one of the biggest financial decisions most people will ever make. His goal is to make the mortgage process simple, transparent, and stress-free by educating clients, answering questions, and staying available from application through closing. Whether you’re a first-time homebuyer, purchasing your dream home, refinancing, or investing in real estate, Adam works to find the loan solution that best fits your goals.
As a direct lender with Direct Mortgage Loans, Adam offers a wide range of mortgage products, including Conventional, FHA, VA, USDA, Jumbo, and renovation loans. He is especially passionate about helping first responders, teachers, veterans, and local families achieve homeownership while providing the personalized service they deserve.
Adam lives in Annapolis with his wife, Katy, and their son, Brayden. When he’s not helping clients get Clear to Close, you’ll find him enjoying the Chesapeake Bay, traveling with his family, cheering on the Washington Capitals, or supporting local community events.
If you’re looking for a trusted local mortgage expert who believes communication, availability, and putting clients first still matter, Adam would love the opportunity to help you achieve your homeownership goals.
THE REVIEWS ARE IN…
Whitney Ward
4 months ago
I’ve had a great experience working with Adam so far on a home purchase in Anne Arundel County. He has been responsive, kind, and proactive from the very beginning.
Most recently, he jumped in quickly to help my buyers work toward getting qualified in less than 24 hours, which speaks volumes about his communication, urgency, and commitment to helping clients understand their options.
As a Realtor, I really appreciate lender partners who are approachable, clear, and willing to move quickly when timing matters. I’m grateful for his help and look forward to continuing to work together through the process.
Most recently, he jumped in quickly to help my buyers work toward getting qualified in less than 24 hours, which speaks volumes about his communication, urgency, and commitment to helping clients understand their options.
As a Realtor, I really appreciate lender partners who are approachable, clear, and willing to move quickly when timing matters. I’m grateful for his help and look forward to continuing to work together through the process.
Adam Nefferdorf
4 months ago
I had a great experience working with Adam Siegelbaum at Direct Mortgage Loans. He was instrumental in helping me successfully close on my home in Anne Arundel County. Adam was responsive, knowledgeable, and kept the process moving smoothly from start to finish. He took the time to explain each step, stayed on top of deadlines, and made what can be a stressful process feel straightforward and manageable. I’d highly recommend him to anyone looking for a reliable and professional lender.
Chris Frye
6 months ago
Adam is great to deal with every step of the way. Buying a house i was always told that the loan documents are a nightmare. I must say Adam was willing to help and answer any questions i had. I highly recommend Adam and his team at Direct Mortgage Loans
whitney Hamilton
6 months ago
Adam was amazing from the start to finish. I work night shifts and he was always available when I had questions, and as a first time buyer I had a lot especially at 3am. I definitely recommend using him for your home buying experience.
Mikki Firor
10 months ago
My boyfriend and I had a very stressful home search experience but Adam was phenomenal and helped alleviate some of the pain. We often needed him to work on weekends, including holiday weekends, by providing letters, and quickly. I was a micromanager as a client but he was always patient with me. He followed up with every seller’s agent after we put in an offer to let them know we were qualified as we put offers in. One sellers agent was difficult to work with and Adam handled it in stride. We put offers on a total of 5 houses and found ourselves in a very urgent situation as we were on the road to homelessness after having to pull out of a house we were under contract on. Luckily we found our dream home on 9/28 and the offer was accepted on 9/30. Then the govt shutdown happened, which impacted my boyfriend’s pay. None the less, Adam was on top of it and handled the situation so it didn’t impact our ability to close. We were cleared to close on 10/7, 3 days before we HAD to be out of my boyfriend’s house. That’s a 7 day turn around time which is phenomenal! I will definitely recommend Adam to everyone!
Jacquie Porcaro
11 months ago
Adam was exceptional during my entire Mortgage transaction. He was always available to answer questions or let me know what paperwork was needed even after normal business hours. He showed that he really cared about my home purchase. I highly recommend Direct Mortgage and Adam for your mortgage needs.
Robert Swick
11 months ago
Adam was amazing! He got my wife and I to closing in less than 30 days. He was professional, friendly, and kept us in the loop the whole time. What really stood out was how he used his network of local contacts to keep things moving fast and make the process easy. Thanks to his knowledge and hard work, everything went smoothly. We really enjoyed working with him and we love our new home!
steven reddick
1 year ago
My title attorney recommended using a local mortgage officer vs. a large bank. I chose Adam's office and am glad I did. He was helpful, responsive, and made the approval/lending process as easy as it can be made. His mortgage processor, Kristen, was also great. She was patient, responsive, and instrumental to helping me stay organized with the required documentation.
10/10 would do business again and will recommend to friends and family.
10/10 would do business again and will recommend to friends and family.
Benjamin Crout
1 year ago
Adam was extremely efficient and knowledgeable. Stayed in close contact at all times of all days and did everything in his power to get us a great loan. Very up front and accessible. Great Guy!
Mary Jameson-Realtor at Long And Foster
1 year ago
Adam is a fantastic mortgage lender! His communication is top-notch, always keeping clients informed and making the process seamless. He truly goes the extra mile to ensure everything runs smoothly. If you're looking for a lender who is knowledgeable, reliable, and committed to great service, I highly recommend partnering with Adam. As a realtor, having a trusted lending partner is invaluable, and Adam is one of the best!
Kelly Kleinman
1 year ago
Adam and his team were genuinely looking out for my best interest and went above and beyond to make this process as easy and as smooth as possible
DonYelle Triplin
2 years ago
Adam is an absolute rock star! He was the loan officer for the Buyer who purchased my listing. He kept me informed throughout the process even when the Buyer became somewhat difficult. He remained professional, patient and very informative. Adam’s company is a direct lender so everything was handled in-house. If you are looking to purchase a home, I would highly recommend you contact Adam as he gets the job done!
Desiree Hanssen
2 years ago
As first-time homebuyers, Adam did a fantastic job of walking my husband and I through the process. He was professional, responsive, and well informed. We highly recommend Adam and would absolutely work with him again if the opportunity were to present itself.
Jeremy Easter
2 years ago
Adam is the man! His communication is stellar and never lets me down. I wouldn’t go anywhere else. Highly recommend!
Alisha
2 years ago
working with adam made buying our new home a peaceful and personalized experience. adam is highly responsive and works hard to meet his clients where they are and with what matters to them. we closed in 28 days, over two major holidays, with zero snags. the results speak for themselves!
Dave Bennett
2 years ago
Adam is a great guy very professional and was on top of all my needs and gave me all the information I needed to have a smooth process highly recommend
Heather Giovingo
2 years ago
Adam was a great partner to my clients and me. He took the time to find the best products for our unique situation and answered every question we had in a timely manner. We closed on time and without challenge! Thanks Adam! Let's get the next one on the books!
Alexis Johnston
2 years ago
Adam with Direct Mortgage Loans was a pleasure to work with! As first time homebuyers, the process seemed daunting from the start. Adam was right there with us the entire time and made time to explain all the available avenues we could take to finance our home. Adam always answered my questions and knew who to direct me to if he couldn’t. Everyone at Direct Mortgage Loans were nice and professional. We would highly recommend Direct Mortgage Loans, they get the job done!
Thank you for everything Adam!
- Pat and Allie (August 2024)
Thank you for everything Adam!
- Pat and Allie (August 2024)
Alex Dzambasow
2 years ago
I'm a buyer's agent who had the opportunity to work with Adam with Direct Mortgage Loans. Adam was SUPER responsive and an excellent communicator. I was over-the-top impressed with his attention to detail and ensuring the clients stayed well informed. I couldn’t have asked for a smoother transaction. My clients are beyond happy and will no doubt bring life long loyalty and referrals. Highly recommend!!
pedro alvarado
2 years ago
Adam and the team helped me every step of the way in my refinance, meticulously and patiently making sure I knew all my options and found me the best options. The process was smooth and the time tables reasonable with prompt responses whenever I needed them.
Christopher Little
2 years ago
Adam was phenomenal and made the lending process feel like a breeze! 10/10 would recommend to friends and family.
Richard Kokoski
2 years ago
Adam was great to work with. This cash-out refi had alot of hiccups so it felt like jumping through hoops but all good in the end. Adam does a great job of communicating. He would send me a text to make sure I checked my email for something that was needed. Kudo's to Adam!
Andrew Shepherd
2 years ago
Adam was a tremendous help, this was my first time buying a home and Adam explained each step of the process to me, and was able to accommodate my work schedule.
Robert Dallmann
2 years ago
Adam helped me through an initial prequalifying application. We decided not to buy right now, but Adam was very helpful, informative, and responsive.
Bryan Hagan
2 years ago
Adam is awesome, extremely knowledgeable and responsive. Highly recommend!
Tara De Leon
2 years ago
Great experience with Adam! Always professional and organized!
Christopher Goebel
2 years ago
As a title company owner and attorney, I've had the opportunity to work with many loan officers. Adam truly stands out! He’s:
Highly knowledgeable and professional: Adam has a deep understanding of the mortgage process and can explain complex concepts in a clear and concise way.
Communicative and responsive: He keeps all parties informed throughout the loan process, which is crucial for a smooth closing.
Client-focused: Adam prioritizes his clients' needs and works tirelessly to get them the best possible loan options.
Thanks to Adam's expertise and dedication, the closing process was efficient and stress-free. I highly recommend Adam Siegelbaum at Direct Mortgage Loans to anyone looking for a top-notch loan officer.
Highly knowledgeable and professional: Adam has a deep understanding of the mortgage process and can explain complex concepts in a clear and concise way.
Communicative and responsive: He keeps all parties informed throughout the loan process, which is crucial for a smooth closing.
Client-focused: Adam prioritizes his clients' needs and works tirelessly to get them the best possible loan options.
Thanks to Adam's expertise and dedication, the closing process was efficient and stress-free. I highly recommend Adam Siegelbaum at Direct Mortgage Loans to anyone looking for a top-notch loan officer.
Charles Hoyt
3 years ago
Adam is always very responsive and proactive with his communication. I often call upon Adam with general lending questions, and I can always rely on him for accurate and timely responses. Adam makes himself available, is personable and professional, and strives to keep his clients and agents informed and happy throughout the process.
Healing Garden
3 years ago
Adam is a rock star! He worked patiently with us for over a year to address credit issues, balance DTI, and prepare for home ownership. And when it started to get stressful as we approached the finish line, Adam was right there keeping us laughing and pushing forward. He is solution oriented, and made sure we understood every step along the way. He proved his knowledge in the field through out the process, and I can't express strongly enough how happy I am we went with Adam. If you are looking for a lender, look no further!
Tim James
3 years ago
I can always rely on Adam to answer my questions regarding home buyers and the loan origination, underwriting, and funding process. Undoubtedly, he is one of my top professional resources. I look forward to working very closely with him to help our mutual clients achieve their goals this year.
Kerry Foley
3 years ago
Adam has helped many of my buyers secure their financing to purchase their new homes. He is always professional and keeps us all informed of the loan process every step of the way. This is especially helpful to my First Time Homebuyers!
Jennifer Antonik
3 years ago
Adam was great to work with during a recent buyer transaction. As a real estate agent, we know we have to work with lenders to get the job done. Working with Adam was a breeze! He was always quick to respond, had a wealth of knowledge to help us all get through the process and went above and beyond for our clients to ensure they had a product - and home - that was just right for them. Thanks, Adam!
Brian M
3 years ago
Adam is the entire package, what you want in your lender, he is Professional, On Time, Gives Great Advice, Helps you PLAN, FIGHTS HARD for you as a client, and makes sure you close on time. He truly has his finger on the pulse of what's next in the mortgage business. I would never hesitate to refer him to my clients, friends or family!
Amy Larrauri
3 years ago
Adam works hard for his clients. He is knowledgeable about loan products and works to find his clients the best possible loan. He is caring, understanding and communicates with his clients every step of the way.
Patrick Mellon
3 years ago
Adam was fantastic to work with, helped guide us through the process, and was able to turn around the closing process in record time!! We love our new (first!) home, and have Adam to thank for helping to make it happen!
Mark Murphy
3 years ago
Adam Siegelbaum has a true professional and a pleasure to work with. He is friendly, informative, and communicates well. A true 5 star Loan Officer.
Jocelynn
3 years ago
Adam is very timely, communicative, and professional. It is a pleasure to work with him.
John Bibb
3 years ago
Adam was great. He worked very hard on my behalf and I greatly appreciate it. He was on top of everything during the entire process. I will be referring Adam to my friends and associates. Thanks again Adam you are definitely 5 stars in book. John
Kaitlyn Wright
3 years ago
We were very lucky to be referred to Adam through my employer! He was incredibly personable, knowledgeable, and punctual at every step of the process. As first time homebuyers, we felt very overwhelmed initially, but Adam made everything so seamless for us by providing information on demand, breaking things down so we could make informed decisions, and maintaining a professional, but light-hearted attitude that was greatly appreciated in our most stressful and joyful moments!
Aimee Conroy
3 years ago
Greg Conroy
3 years ago
Kevin Nairn
3 years ago
The Michael Jordan of mortgage lenders. Very helpful and kept me in the loop throughout!
Natalie Charles Swift
3 years ago
Adam and his Staff were Exceptional! We were kept informed at every step of the process, we were provided excellent customer service and professionalism at the highest level…
Adam, Thank you again for your awesome service!
Adam, Thank you again for your awesome service!
Alisha Mottern
4 years ago
Adam got my husband and I to closing in less than 30 days! We was professional, friendly and communicated with us through the entire process. He went above and beyond by calling our Seller’s agent to tell her we were more than qualified to help get us to contract. Thanks Adam! We enjoyed working with you and love our new home!
Crystal Holmes
4 years ago
Working with Direct Mortgage Loans for a second time was again an amazing experience. Adam was very professional, patient, and worked really hard to get me this loan for the house of my dreams. He and several others had to jump through hoops to make sure this happened, which was not easy. Throughout the process, Adam and his team eased my worries and got my loan finalized in record timing. He worked around the clock and used updated technology platforms to get the proper signatures, paperwork, etc. needed to get the deal done. He is also very friendly and personable which shows he truly cares for his clients. Our loan processor, Kristin, was a blessing also. She made everything run smooth and efficiently, especially at closing. She is very thorough and makes sure you understand everything and answers all questions you may have about your loan. Even after closing, they continue to ensure my happiness and make sure I am well taken care of. I recommend this team to anyone who wants a great team working for them that can get you the best rates and get you into the house of your dreams. Thank you to them and of course I will continue to use Direct Mortgage Loans in the future.
Baer Schiffer
4 years ago
My wife and I have been looking into buying a house for 2 years now. Due to the market we kept holding off and having to restart. We decided to try Direct Mortgage out on a whim after our previous lender seemed to be fed up with us not buying a house. We were really unsure of using someone that wasn't local to us at first. After having my first conversation with Adam I knew we would use him to complete our loan. Adam made the entire process stress free as possible. He was always super quick to get back in touch with us if he missed a call at all. He answered my frequent questions of the process and actually explained things which made me feel much better understanding how things work. Our realtor even stated she enjoyed working with Adam and felt that he was working hard to make sure everything went smooth with the transaction. I would highly recommend you give Adam a call if you're thinking about buying a house. With the market as crazy as it is right now having someone who will actually put the time in to help like he did is appreciated.
Kevin Peppers
4 years ago
Adam and his team are the most amazing and professionals I’ve had the pleasure of working with. They really make you feel like family and take the time to explain everything! They made the very stressful process of buying a home feel very easy!!
Drew Liberto
5 years ago
Working with Adam refinancing my home was a joyful experience. Adam's knowledge and professionalism was above and beyond all my expectations. Adam made my wife and I feel comfortable and stress free. Adam was in constant communication with me every step of the way. Being prior law enforcement, I'm very particular who I work with and who I give information to. I trusted Adam from the moment we spoke to one another. I will recommend Adam to my family, friends, or anyone who is looking for a honest and trustworthy person. Thank you Adam for your hard work and everything you did for us. Drew.
mary gamboa
6 years ago
Adam was a pleasure to work with during this very intense process. Adam was available every time I have numerous computer issues dealing with the loan process. He explained the entire process and was able to obtain all the answers for me. He also believed from the first time I spoke with him that Direct Mortgage Loans would be able to assist me in obtaining a loan that could benefit my family financially! Adam in his team were able to save me over $1000 per month with this loan. My family and I are very grateful ! Thank you Adam!!!
Adam Siegelbaum
Loan Officer | NMLS #1953208
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