Direct Mortgage Loans.Com, LLC ("DML") is a Maryland Limited Liability Company. DML is not a lender, broker or issuer of credit. DML does not make loans or credit decisions or accept loan applications. DML connects consumers needing a mortgage loan to licensed mortgage loan originators. DML's services are administrative and consultative only. Any request submitted to DML is not an application for credit, but a request to have your information given to a licensed mortgage lender. DML does not guarantee that you will receive a loan from any given lender nor does it endorse the services of any given lender.