DML logo

ABOUT JOSH

READ REVIEWS

MORTGAGE CALCULATOR

GO DIRECT

Josh Frommie

Josh Frommie

Loan Originator | NMLS #2846548

Cell: 641-590-2886
365 E Germann Road, Suite 301, Gilbert, AZ 85297
jfrommie@directmortgageloans.com
Licensed in AZ

Josh Frommie

Josh Frommie

Loan Originator | NMLS #2846548

Cell: 641-590-2886
365 E Germann Road, Suite 301, Gilbert, AZ 85297
jfrommie@directmortgageloans.com
Licensed in AZ

Apply Now

Follow On Social

About Josh Frommie

Josh Frommie brings with him more than 30 years of sales, customer service, and relationship-building experience. Known for his integrity, responsiveness, and client-first approach, Josh is committed to helping homebuyers and homeowners navigate the mortgage process with confidence.

Early in his career, Josh served as a first responder with experience in law enforcement, fire service, and as a National Registered Emergency Medical Technician (NREMT). These roles helped shape his commitment to service, accountability, and helping people through important life decisions.

A proud East Valley resident, Josh has been married to his wife, Lisa, for more than 27 years. Together they have two adult children and are deeply rooted in family, community, and service. Josh proudly serves clients throughout the East Valley and beyond, helping individuals and families achieve their property ownership goals.

  • Josh Frommie
  • Josh Frommie
  • Josh Frommie
  • Josh Frommie

MORTGAGE CALCULATOR

Calculate Your Monthly Mortgage Payment

Your loan amount, down payment, and loan term all influence what your monthly mortgage payment could look like. Use this tool to experiment with different scenarios and see how current mortgage rates might impact your budget.

Advanced Mortgage Calculator

Loan Information

$.00
$.00
6%
0%20%
30years
1years30years

Taxes and Insurance

$.00
$.00
$.00
%

Financial Analysis

$

$

$

$

$

$

$

Want to Know More About the VA Home Loan Buying Process? 

We’ve created a complete VA home loan guide designed to support first-time and repeat VA buyers alike. From understanding VA interest rates and closing costs to property taxes, appraisals, and VA-specific benefits, this guide covers it all. If you’re even thinking about buying a home with a VA loan, these resources are a must-read.

Inside, you’ll find the insights real estate agents, VA-approved lenders, and industry professionals rely on; broken down in a clear, easy-to-follow way. We’ll cover topics like checking your credit, how VA loans compare to conventional and FHA options, estimating your monthly payment, choosing the right VA lender, understanding homeowners insurance, and what to expect at closing, and that’s just the start.

Buying a home with a VA loan doesn’t have to feel overwhelming. We’ll walk you through the VA home buying process step by step, making sure you’re confident, informed, and fully prepared every step of the way.

GO DIRECT

Why Go Direct with Direct Mortgage Loans?

Go Direct with Direct Mortgage Loans and partner with local experts who make the mortgage process seamless from start to finish. Our loan officers offer personalized guidance and use in-house processing and underwriting to deliver mortgage solutions tailored to your unique needs and financial goals. With clear communication and a team that truly cares, we make home financing simple and stress-free.

Whether you’re buying your first home, refinancing, or investing, we’re here to help you every step of the way. Discover what it means to Go Direct today, where experience, efficiency, and genuine care come together to make your homeownership goals a reality.

Josh FrommieJosh Frommie
Loan Originator | NMLS #2846548

Ready to learn more or get started?
Complete the form and let’s connect.

Cell: 641-590-2886
365 E Germann Road, Suite 301, Gilbert, AZ 85297
jfrommie@directmortgageloans.com
Licensed in AZ

LO Bio Page Form
Name
Name
First Name
Last Name

Start Your Approval Process

Complete our online application to see what you are approved for. Start now with no commitments.