About Monica Guerra

Monica Guerra is a Marketing Content Specialist specializing in planning and writing content centered around home buying and the mortgage industry. She has a B.S in Marketing from Salisbury University and served as an ambassador for the Perdue School of Business's sales program. Connect with her on LinkedIn here: @linkedin.com/in/monica-guerra-
30 01, 2024

What Hurts Home Appraisals? Surprising Factors That Can Affect A Home Appraisal

2024-04-10T12:44:44-05:00January 30th, 2024|Mortgage|

What is an Appraisal? An appraisal evaluates the value of a property to determine its market value. Lenders typically require an appraisal when borrowers apply for a mortgage. The value determined by the appraisal is then used to determine the maximum loan [...]

23 01, 2024

Unlocking Homeownership: FHA 100 Financing 0 Down Payment Mortgage

2024-02-29T12:23:03-05:00January 23rd, 2024|Mortgage|

Direct Mortgage Loans is excited to announce that eligible homebuyers can now take advantage of 100% FHA financing down payment assistance program, which means you can qualify for a FHA loan with no down payment required. To learn more about [...]

16 01, 2024

First Time Home Buyer Programs in Ohio: A Path to Homeownership

2024-02-20T10:29:42-05:00January 16th, 2024|Mortgage|

If you're a looking to buy a home in Ohio, then there are several down payment assistance programs and first-time homebuyer programs available to help with the costs of homeownership. Read on to learn about eligibility requirements and how to [...]

3 01, 2024

Direct Mortgage Loans Secures Spot On 2024 Scotsman Guide Top Workplace List!

2024-04-12T13:32:34-05:00January 3rd, 2024|DML Culture|

Direct Mortgage Loans is excited to share that it has secured its spot on the Scotsman Guide Top Workplace 2024 List. This year, we are proud to have secured the ranking for the first time in Direct Mortgage Loans’ history which [...]

22 12, 2023

Celebrating the Holidays With Direct Mortgage Loans

2024-04-12T13:32:56-05:00December 22nd, 2023|DML Culture|

As the year comes to a close, Direct Mortgage Loans embraced the holiday spirit with a series of festivities aimed at bringing one another together for some festive fun. From creative photo contests to virtual bingo nights, there was something for [...]

21 12, 2023

What are Non QM Loans? Exploring Mortgage Alternatives

2024-02-20T10:47:36-05:00December 21st, 2023|Mortgage|

What is a Non QM loan? Non QM loans (nonqualifying Mortgage) are loans that don't adhere to the standards set by the federal government and the Consumer Financial Protection Bureau. These loans are tailored for those who don't meet traditional [...]

12 12, 2023

First Time Home Buyer Delaware State Housing Authority (DSHA) Programs

2024-03-15T10:54:43-05:00December 12th, 2023|Mortgage|

Delaware First Time Home Buyer Programs Are you planning to buy a home in Delaware? If you are a first time homebuyer, there are several down payment assistance programs available that could make financing more affordable for you. These programs [...]

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