7 09, 2021

Home Budgeting Tips

2021-09-17T14:42:16+00:00September 7th, 2021|First-Time Home Buyers, Home Buying, Homeowner Tips, Industry Knowledge|

If you’re looking to purchase a home, creating a monthly home budget is crucial to achieving your financial goals. A personal monthly home budget compares and tracks your income and expenses. This allows you to plan how much you will [...]

6 09, 2021

7 Things To Prioritize When Purchasing a Home

2021-09-17T14:50:28+00:00September 6th, 2021|First-Time Home Buyers, Home Buying, Homeowner Tips, Industry Knowledge|

Purchasing a home can be a challenging task, especially in today’s competitive housing market. It is important to understand what to prioritize when purchasing a home so you can make your home buying dreams a reality. Determine Affordability  Calculate your [...]

17 08, 2021

Should I submit a cover letter with my home offer?

2021-09-29T14:31:51+00:00August 17th, 2021|First-Time Home Buyers, Home Buying, Industry Knowledge|

When you submit an offer on a home, a cover letter could make your offer stand out. This may help the seller to focus on the details of your offer, in hopes they will better recognize why they should accept [...]

13 08, 2021

Documents Needed For Mortgage Pre-Approval

2021-09-29T15:26:43+00:00August 13th, 2021|First-Time Home Buyers, Homeowner Tips|

Mortgage pre-approval is an important and powerful part of the home buying process. A letter of pre-approval communicates that you are a serious and qualified buyer. Here is a summary of  the documents you'll need for your pre-approval application. Mandatory [...]

5 08, 2021

Mortgage Terms You Should Know

2021-09-29T15:37:10+00:00August 5th, 2021|First-Time Home Buyers, Home Buying, Industry Knowledge|

Appraisal: a licensed appraiser comes to the property and inspects it for an unbiased professional opinion of the fair market value. APR (Annual Percentage Rate): the truest cost of a home loan. Per the Truth in Lending Act, all mortgage [...]

29 07, 2021

How To Buy A Home While Self-Employed

2021-09-29T19:06:43+00:00July 29th, 2021|First-Time Home Buyers, Home Buying, Industry Knowledge|

  Nearly 30% of Americans are self-employed today, and there is an expected 7.9% growth rate of self-employed individuals moving forward. While there are many benefits of being self-employed, some common misconceptions are that getting approved for a mortgage is [...]

27 07, 2021

Why The HELPER Act Is Important

2021-08-09T12:40:04+00:00July 27th, 2021|First-Time Home Buyers, Home Buying, Industry Knowledge|

On May 13th 2021, Representatives John Rutherford (FL-04), Al Lawson (FL-05), Bonnie Watson Coleman (NJ-12), and John Katko (NY-24) introduced the “Homes for Every Local Protect, Educator, and Responder Act,” HELPER Act of 2021, to Congress. This Act proposes a [...]

26 07, 2021

Benefits of Homeownership: Non-Financial Factors

2021-09-29T19:13:36+00:00July 26th, 2021|First-Time Home Buyers, Homeowner Tips, Industry Knowledge|

  If you’re tired of renting, but not sure if you’re ready to purchase a home yet, there are some financial and non-financial factors to consider when making your decision to purchase a house. Aside from building equity and investing [...]