13 01, 2022

Housing Market Forecast and Prediction for 2022

2022-01-12T12:52:17+00:00January 13th, 2022|Industry Knowledge|

What does this year have in store for the housing market? Here is a breakdown of what 2022’s Housing Market Forecast has in store!  Mortgage Rates   According to Keeping Current Matters, mortgage rates are projected to rise in 2022, yet remain [...]

28 12, 2021

Paying Off Your Mortgage Early: What You Should Know

2021-12-22T14:39:16+00:00December 28th, 2021|Homeowner Tips, Industry Knowledge|

Paying off your mortgage early may end up saving you thousands of dollars. However, before you consider doing this, there are a few other things to review. We will review why you should pay off your mortgage early, when to [...]

7 12, 2021

USDA Rural Housing Program- Are You Eligible?

2021-11-22T20:18:56+00:00December 7th, 2021|Industry Knowledge|

If you are looking for a home loan and you are in a rural area, then this loan product may be best for you. The USDA Rural Housing program, administered by the U.S. Department of Agriculture, dedicates the program to preserving rural communities. These [...]

2 12, 2021

Effects of Buy Now Pay Later Services

2021-11-15T15:27:37+00:00December 2nd, 2021|Homeowner Tips, Industry Knowledge|

Buy now pay later services, also known as BNPLs, allow consumers to pay off purchases over a fixed period in a series of interest-free installments (i.e. Klarna, Affirm, Afterpay and Quadpay). Although this has become popular among consumers, it’s important to look at the effect these services can have on your homebuying abilities.   BNPL Considerations When Buying a Home   Credit [...]

9 11, 2021

Different Types of Government Backed Mortgage Loans

2021-11-16T19:51:31+00:00November 9th, 2021|Industry Knowledge|

What a mortgage loan is? Before we go over government backed mortgage loans, let's define what a mortgage loan is. A mortgage loan is a secured type of loan for buying a house. A financial institution lends the borrower money [...]

4 11, 2021

Shopping with Credit Cards: Holiday Buying Tips

2021-11-23T20:04:59+00:00November 4th, 2021|Homeowner Tips, Industry Knowledge|

The Holiday Shopping Season is here! Although credit cards are a great tool to build credit, it's easy to overspend during the holidays. Set yourself up for financial success with these Holiday Credit Card Tips! Determine Your Budget  Carrying high [...]

28 09, 2021

The Difference Between Pre-Approval and Pre-Qualification

2021-09-23T19:11:23+00:00September 28th, 2021|Home Buying, Industry Knowledge|

Pre-approval and pre-qualification are both important and smart homebuying moves. However, these are two different terms. It is important to know what each means. We will lay out the definition of both terms, the process for each, and what they [...]