Dawn Mosby
Branch Manager | NMLS #227416
C: 443-326-4127
650 Massachusetts Ave NW, Suite 600, Washington, DC 20001
Dawn Mosby, Branch Manager of The Mosby Team of Direct Mortgage Loans, and Washington D.C native, has years of extensive experience in the mortgage industry. Throughout her career, she has held various roles, including Mortgage Banker, Regional Operations Manager, FHA/VA Underwriter, Loan Officer, and currently, Branch Manager. With her vast knowledge and expertise, she has successfully guided and supported thousands of buyers in their journey to homeownership.
Dawn’s dedication to first-time home buyer programs has earned her well-deserved recognition within her community. Specifically, her contributions led to her being awarded the keys to the city of Washington, DC, by the mayor, and voted as a Five Star Professional.
Furthermore, she is committed to assisting buyers in overcoming obstacles that might hinder or delay their path to homeownership. Her team offers a comprehensive range of services including down payment assistance, personalized roadmaps to homeownership and generational wealth, debt reduction through refinancing, and expert guidance for those looking to purchase a second home or investment property.
Favorite Quote: “The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” – Maya Angelou
THE REVIEWS ARE IN…
Dawn has been absolutely amazing during the process of my first home buying experience. I am so grateful to have met her & her team. She is honest, patient and very knowledgeable. She makes the impossible very possible. I would definitely recommend Dawn for any of your home buying needs.
Dawn Mosby is phenomenal. She makes it happen. From the moment I reached out, she was responsive, knowledgeable, and completely on top of every detail. She made what could have been a stressful process feel smooth and manageable—and we closed in less than 21 days with zero delays. Her efficiency, clarity, and commitment gave me so much peace of mind. Dawn is not only fantastic at what she does—she’s also a joy to work with. I can’t recommend her highly enough.
I can't say enough great things about Dawn and Nikki! They went above and beyond to secure my client’s $105K in DC HPAP funds—and they did it in just 48 hours before the program ran out of money. Their dedication, expertise, and willingness to work overtime made all the difference in getting the deal done. Thanks to their hard work, my client is now a happy homeowner! If you need a lender who is knowledgeable, responsive, and truly cares about their clients, I highly recommend Dawn and Nikki.
Dawn words are not enough to describe how much we APPRECIATE you Queen your so phenomenal.
You are thee BEST at families becoming HOMEOWNERS!
We are forever very grateful for you. Dawn you are a Trend-Setter and Breaker, dominating the Homeownership industry, for always going above and beyond with blessings First Time Buyers becoming Homeowners.
Thank you for your faith, professionalism, knowledge, housing industry circles, encouragement, for being so wonderful, gracious, supporting , and your guidance during the entire process! For standing on business, having Gerald and my backs and keeping us encouraged during our journey to becoming homeowners. Making the impossible the very possible!
Dawn, numerous contributions to Homeownerships that allows so many people to become a homeowner is priceless. Without you and Direct Mortgage Loans team, realtors, Helaine, Nikki, Jeremiah, HPAP, title company, Hannah and Katie, appraisers, inspectors, birdSEED, homeowners insurance company, grants assistance, paperwork, emails, the friendly reminders, econsents, and your workshops. Dawn your commitment has been an inspiration to us.
Dawn Gerald and I, may never have been able to complete the First Time Homeownership process in a timely manner. But God used you to assist us to the finish line!
“It has been truly an honor, and a pleasure to work with you and all of #TeamDawn!“
You will always be Gerald and I go-to!”
May God keep using you to be a blessing to others and you continually to have his favor with whatever your heart desires, family, your workshops, the loan and Homeownership process.
Again,
thank you from the bottom of our hearts,
Gerald and Alisa (family)
You are thee BEST at families becoming HOMEOWNERS!
We are forever very grateful for you. Dawn you are a Trend-Setter and Breaker, dominating the Homeownership industry, for always going above and beyond with blessings First Time Buyers becoming Homeowners.
Thank you for your faith, professionalism, knowledge, housing industry circles, encouragement, for being so wonderful, gracious, supporting , and your guidance during the entire process! For standing on business, having Gerald and my backs and keeping us encouraged during our journey to becoming homeowners. Making the impossible the very possible!
Dawn, numerous contributions to Homeownerships that allows so many people to become a homeowner is priceless. Without you and Direct Mortgage Loans team, realtors, Helaine, Nikki, Jeremiah, HPAP, title company, Hannah and Katie, appraisers, inspectors, birdSEED, homeowners insurance company, grants assistance, paperwork, emails, the friendly reminders, econsents, and your workshops. Dawn your commitment has been an inspiration to us.
Dawn Gerald and I, may never have been able to complete the First Time Homeownership process in a timely manner. But God used you to assist us to the finish line!
“It has been truly an honor, and a pleasure to work with you and all of #TeamDawn!“
You will always be Gerald and I go-to!”
May God keep using you to be a blessing to others and you continually to have his favor with whatever your heart desires, family, your workshops, the loan and Homeownership process.
Again,
thank you from the bottom of our hearts,
Gerald and Alisa (family)
As a realtor, I've worked with a lot of loan officers, but I have to say, Dawn Mosby truly stands out. We had a particularly challenging transaction, and the situation had a lot of moving parts — multiple contingencies, tight timelines, and complex client needs. Dawn handled it all with professionalism, patience, and determination.
Throughout the process, Dawn was proactive in communicating, keeping me and my clients updated every step of the way. Despite a few curveballs, they never lost focus on getting the deal done. Her problem-solving skills are top-notch, and they genuinely go the extra mile to ensure that everything runs smoothly.
This was a difficult transaction, but thanks to Dawn, we were able to close our clients couldn’t be happier. I highly recommend Dawn Mosby to anyone looking for a reliable, knowledgeable, and dedicated mortgage professional. Looking forward to working together again soon!
Throughout the process, Dawn was proactive in communicating, keeping me and my clients updated every step of the way. Despite a few curveballs, they never lost focus on getting the deal done. Her problem-solving skills are top-notch, and they genuinely go the extra mile to ensure that everything runs smoothly.
This was a difficult transaction, but thanks to Dawn, we were able to close our clients couldn’t be happier. I highly recommend Dawn Mosby to anyone looking for a reliable, knowledgeable, and dedicated mortgage professional. Looking forward to working together again soon!
Getting a home was a long 2 year process 😩, but I am glad I found Dawn Mosby and that she was able to get the job done. The process with the other people took forever, but I very happy with the results and I love my new home.
Dawn and her team were extremely helpful with getting my client to settlement. We thought our deal was dead, but Direct Mortgage was able to get it done and get more money for my buyer. I will definitely work with Direct Mortgage again!
My Fiancé and I recently had the pleasure of working with Direct Mortgage Loans, and we couldn't be more satisfied with the experience. Dawn Mosby, the Branch Manager, and Nikki Clark, the Processor, were absolutely phenomenal throughout the entire process.
From the very beginning, Dawn made us feel confident and well-informed. As the Branch Manager, her expertise and deep understanding of the mortgage market were evident in every conversation we had. She took the time to explain all our options clearly, ensuring that we made the best decision for our financial situation. Her professionalism and dedication to our case were truly commendable and unmatched.
Nikki Clark was equally impressive in her role as the Processor. Her attention to detail and organizational skills were crucial in keeping everything on track. Nikki was always available to answer our questions, no matter how small or complex, and she did so with patience and kindness. Her proactive communication ensured that there were no surprises, and we always knew what to expect next.
What stood out the most to us was their personalized approach. Dawn and Nikki treated us like more than just clients; they genuinely cared about our needs and goals. They went above and beyond to make the mortgage process as smooth and stress-free as possible. Their teamwork and coordination were seamless, making the entire experience feel effortless on our end.
We are thrilled with the outcome and are incredibly grateful to Dawn Mosby, Nikki Clark, and the entire Direct Mortgage Loans team. If you are looking for a mortgage lender who is knowledgeable, responsive, and truly cares about your best interests, we highly recommend Direct Mortgage Loans. Dawn and Nikki are the best in the business!
Thank you, Dawn and Nikki, for your exceptional service and for helping us achieve our homeownership dreams!
From the very beginning, Dawn made us feel confident and well-informed. As the Branch Manager, her expertise and deep understanding of the mortgage market were evident in every conversation we had. She took the time to explain all our options clearly, ensuring that we made the best decision for our financial situation. Her professionalism and dedication to our case were truly commendable and unmatched.
Nikki Clark was equally impressive in her role as the Processor. Her attention to detail and organizational skills were crucial in keeping everything on track. Nikki was always available to answer our questions, no matter how small or complex, and she did so with patience and kindness. Her proactive communication ensured that there were no surprises, and we always knew what to expect next.
What stood out the most to us was their personalized approach. Dawn and Nikki treated us like more than just clients; they genuinely cared about our needs and goals. They went above and beyond to make the mortgage process as smooth and stress-free as possible. Their teamwork and coordination were seamless, making the entire experience feel effortless on our end.
We are thrilled with the outcome and are incredibly grateful to Dawn Mosby, Nikki Clark, and the entire Direct Mortgage Loans team. If you are looking for a mortgage lender who is knowledgeable, responsive, and truly cares about your best interests, we highly recommend Direct Mortgage Loans. Dawn and Nikki are the best in the business!
Thank you, Dawn and Nikki, for your exceptional service and for helping us achieve our homeownership dreams!
Dawn is a very knowledgeable expert lender! She provided an amazing experience for my first time home buying experience!! I always recommend her and use her now also for my own transactions.
Dawn and her team were awesome. Always available, very organized and efficient. We felt confident throughout the entire process and she was so patient and on top of things. The process was smooth and we are very happy to have had the experience with them!
Dawn is by far the best loan officer I've worked with. She brings a wealth of experience and knowledge with an ability to navigate complex dynamics while keeping the process moving and on time. She is great to work with - personable, kind and part of your team.
My experience working with Dawn Mosby of Direct Mortgage Loans has been magical. Dawn and her team provided excellent customer service. They were very easy to deal with and very hands on, easy to contact during the entire process. The customized approval portal used let me know exactly where my loan was in the approval process. Dawn and the Direct Loans team made the home buying process seamless and for that I'm forever grateful!!
Dawn was extremely knowledgeable, professional, and patient throughout the entire process. I greatly appreciate all the time and effort she committed to ensure this process went successfully.
Great company!! Dawn was amazing with helping me on finding my perfect home for me and my children…
Great working with Dawn, has made my first time home buying experience go smoothly. She has the knowledge of the area and help me close fast!
I cannot speak highly enough about the outstanding service I received from Direct Mortgage Loans during my recent home buying experience. Dawn Mosby and the entire team went above and beyond to advocate for me every step of the way. They took the time to thoroughly explain the process, patiently answering all my questions and ensuring I felt informed and confident throughout. What truly sets Direct Mortgage Loans apart is their personalized approach. They took the time to understand my unique situation, and I couldn't be more grateful. Thanks to Dawn, Nikki and the entire team at Direct Mortgage Loans, I am now a proud homeowner, and I owe much of my success to their expertise and support. If you're in need of a trustworthy and reliable mortgage provider, look no further than Direct Mortgage Loans. I wholeheartedly recommend them to anyone in search of a smooth home buying experience.
We love Dawn! She made the home buying process a breeze. My husband and I were first time homeowners, and we thought it’d be a nightmare to get everything ready. Not at all. Dawn was there to answer all questions, and help us through every step of the way. Kuddos to the Direct Mortgage Loans team. Thank you for your hard work.
Reliable, professional, and courteous service. They help me through a complicated and long process for a mortgage with a good deal, and finally able to close. They are very knowledgeable as well about programs for tax abatement and first come home in the DMV area.
Dawn and her team provide exceptional service on a HPAP transaction. They went above and beyond the call of duty to close the deal. They showed a high degree of industry knowledge and expertise. Without their intervention and support the deal would not have closed.
Dawn and her team are the best in town. Always willing to share information or clarify any of my questions, they made it super easy for me to purchase my first home. I would recommend them to anyone.
Dawn Mosby's expertise sets her apart where she knows how to navigate complicated loans surprisingly smooth and efficiently. Her team's proactive approach keeps my clients calm and confident. I have worked in the industry as a licensed agent for almost two decades. I am careful who I recommend to my clients because that referral is a reflection on me. Dawn makes me look like a star every time because most important is that she operates on integrity. I am happy to vouch for her !
Dawn provided an amazing service and guidance. As a first time homebuyer, she helped me navigate through the system with her expertise. Dawn's professionalism and work ethic created a safe space for me to share and provide pertinent information.
Dawn and her team were absolutely fantastic during my entire home purchasing process.
Loved working with Dawn and Nikki!! They made the lending process a smooth one, I would highly recommend.
Dawn has not only provided me with a mortgage to purchase my home she has help me refinance for a lower rate. In addition, she help my son with the purchase of his 1st home.. she’s the best!
Respectfully Dawn CreeMosby of Direct Mortgage and her team provided me with impeccable service during my home buying process always giving 100%. I would highly recommend her and her team because they make the process easy.
Dawn and Nikki of Direct Mortgage, are awesome example of professionalism. Definitely a Dynamic Duo!
Dawn is amazing! she really cares to each clients and make sure that their needs is provided to start the journey of first time homebuying
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