
Jaggy Hundal
Loan Originator | NMLS #114915

C: 425-280-3700

365 E Germann Road, Suite 301, Gilbert, AZ 85297
With 21 years of experience in the mortgage industry, Jaggy Hundal is excited to be part of the Gilbert branch as a dedicated loan officer, using his expertise to help clients achieve their homeownership dreams. He stepped away briefly in 2022 to co-own a landscape maintenance company in Washington, but the dynamic, ever-changing world of mortgage sales has pulled him back in!
Born in New Jersey and raised in Richland, WA (also known as the Tri-Cities), Jaggy proudly cheers for his alma mater, Washington State University—Go Cougs! He and his wife, Ricki, have been married for 15 years and are proud parents of two children. Their family also includes Simba, a rescue pup with definite golden retriever vibes—and the shedding skills to match. Jaggy’s parents also live with them for part of the year, making for a lively, bustling household.
Outside of work, Jaggy is an enthusiastic sports lover. He played basketball at the junior college level and still enjoys playing in local leagues, as well as hitting the golf course. Physical and mental conditioning, along with spending quality time with family and friends, are among his top priorities.
Jaggy’s favorite foods include Aloo Paratha, a North Indian stuffed flatbread, pizza, and In-N-Out Burger, while his snack of choice is Cheddar and Sour Cream Ruffles, perfectly paired with a cold Wild Cherry or regular Pepsi. His family’s journey from Punjab, North India, to the U.S. in 1970 is a point of pride for him, and he cherishes the rich cultural heritage they bring. Jaggy is also a music lover, with a deep appreciation for R&B, Hip-Hop, and Folk music.
THE REVIEWS ARE IN…

1. Advocating for us - When working with would-be sellers, Direct Mortgage was proactive in supporting us with pre-approval letters, turning these around quickly. They would answer any questions from the sellers; I never worried about Direct Mortgage being slow to respond. Their team vouched for us as buyers, which gave us strong offer packages, and contributed to our success.
2. Sophisticated use of data and technology - The emails we received from Direct Mortgage were helpful without being overbearing; their online portal was easy to navigate. When doing an initial consultation and in later calls, Hillary showed us how our different numbers (loan interest rate, down payment, number of points, etc.) would result in our different final package, timeline for breaking even, etc; this was very different than the approach other lenders took. As first time home buyers, it helped educate us and inform us about our options, so we could make the right decisions for us.
3. Hillary was responsive the whole time. We had tons of questions and what-if scenarios we wanted to understand, and Hillary answered all of these, showing her expertise and excellent communication. Whether on the phone, email, or a quick text, Hillary provided us the information needed in a friendly and professional manner.
Whether you’re a first-time borrower or not, Andy is someone you can trust to guide you through the process with professionalism and ease. I truly appreciated the personalized attention and dedication they provided—if you need a loan officer who’s got your back, look no further!
The Application was very simple to navigate.
Thank you!
His expertise and professionalism were evident from our very first conversation. Joe took the time to explain every detail, ensuring we fully understood our options and what to expect. He was always available to answer our questions and provide guidance, making us feel supported every step of the way.
Thanks to Joe's diligence and commitment, we were able to secure our mortgage quickly and confidently. His proactive approach and attention to detail made a significant difference, and we truly felt like we were in the best hands.
We can’t recommend Joe highly enough to anyone looking for a lender who will prioritize your needs and work tirelessly for your success. Thank you, Joe, for helping us achieve our dream of homeownership without a hitch!
You've definitely found the right mortgage company Mrs Vanessa and her team made my loan process quick and easy! I definitely couldn't have asked for better assistance, they truly came through for my family and i.






























































