Aaron Payne
Producing Division Manager | NMLS #197472
365 E Germann Road, Suite 301, Gilbert, AZ 85297
Aaron Payne, a Branch Manager at Team Collective, leverages his nearly two decades of experience in the mortgage industry to navigate the ever-changing landscape. He continuously seeks to improve efficiency, expand loan options, and achieve strategic growth – all to ensure a smoother home financing experience for his clients.
Aaron’s passion for the industry stems from the deep satisfaction he finds in empowering individuals. He thrives on helping people achieve their financial goals, whether it’s buying a first home, investing in real estate, or simply improving their financial well-being. Beyond the financial aspects, Aaron values the relationships he builds by coaching, collaborating with, and befriending those he meets in his work.
When away from the branch, Aaron prioritizes time with his wife, Shanda, and daughters, Evvy and Alex. He actively gives back to his community by coaching a girls’ volleyball team, and in his personal time enjoys golfing and relaxing getaways on the beach. Aaron’s expertise, client-centric approach, and passion for people make him a valuable asset for both Team Collective and his clients.
Favorite Quote: “Don’t bleed until you’re shot.” and “Special people know that they aren’t special, and that’s what makes them special.”
THE REVIEWS ARE IN…
Aaron was excellent to work with. Made the process simple and professional. I would highly recommend him!!
I had a great experience with Aaron. He was great at communicating and made the process super easy for my clients. He always kept us in the loop regarding his side of the transaction. Thank you so much sir. Highly recommend.
Amazing lender. We have done 7 loans with Aaron and his team. Each time they’ve exceeded expectations!
Aaron Payne is your guy. He understands that not everyone fits into the same financial box, and he doesn’t expect a perfect, cookie-cutter application. While other brokers might turn you away for not having a standard proof of income, or might get frustrated with the complexity of an application, Aaron Payne takes the time to work through the details. He doesn’t expect a one-size-fits-all application—he knows that real life doesn’t work that way. He’s patient, persistent, and genuinely invested in getting things done. If you need someone who actually works for you, not against you, Aaron Payne is the one to call. Aaron Payne is the one to trust. Thank you Aaron, You went above and beyond to ensure everything was successful, and your hard work did not go unnoticed. Your dedication truly made a difference.
Aaron walked up easily through several complications in our jumbo mortgage process. He was professional, responsive, and easy to work with. Highly recommended.
I have had the opportunity to work with Aaron and his team on several transactions....and they are amazing! They were communicative through the entire process and very timely in responses! Aaron gets the job done and provides great service to his clients....highly recommend!
Aaron and his team were phenomenal.Made our dream home come true!!Would highly recommend him to to anyone, and we will use them in the future 👊🏻
We have completed dozens of Real Estate transactions in multiple states over a 20 year span and the loan process with Aaron Payne was by far THE BEST experience we have ever had. From beginning to end Aaron was professional, creative, on time and exceeded our expectations with his great communication and excellent ability to work seamlessly with all parties involved.After initially starting with a different lender, they were not going to complete the process in time for us to meet our deadline. Thankfully, I met Aaron who was confident he could get it done for us in the time we had remaining. Aaron helped us complete two transactions in two different states simultaneously all during the difficult pandemic landscape. Even the agents involved expressed how great he and his team were to work with. I would highly recommend Aaron Payne to anyone looking to buy or refinance. 10/10!!
Aaron knows mortgage lending. There isn’t a single client I send his direction that he doesn’t handle with ease and expertise. He is a true experienced advisor. He’s very competitive on rates and will always do the right thing. Exactly what you need from a trustworthy lender.
Aaron is great to work with. As a Realtor we often have questions or need assistance around the clock. Aaron and his team are always available to help or send us documents when we need them. I would definitely recommend working with him if you are a realtor or reaching out to him and his team to help you with a loan if you are a home buyer (as a primary residence or an investment property).
Everytime I see a Pre-Qual from Aaron Payne, I’m relieved to know the buyers are in excellent hands! Aaron is a seasoned lender, he always puts his clients first, and his communication is top notch! He goes the extra mile, and I trust him fully with my clients! I highly recommend Aaron!
AP always does a great job! He has helped us, and our clients, on multiple occasions and it’s always smooth sailing. Can’t recommend him enough!
Aaron Payne and his team are exceptional. They are professional, hardworking, and dedicated to getting the job done. When any hurdles arise, they quickly focus on finding solutions and keeping things on track. Their commitment to ensuring a smooth and timely closing is impressive. If you’re looking for a reliable lender, you can’t go wrong with Aaron and his team. They make the process efficient and stress-free!Tanner Crandell, Crandell Real Estate Team Lead
Aaron always goes the extra mile to provide the best service to his clients! He provided many options that had a chart to break down each and talked us through each!
Aaron was extremely helpful and made the process so easy! His dedication made the experience incredible!
Provides personalized care and commitment to obtaining the best deal for you on your mortgage!!
From the beginning, working with Aaron was a wonderful and smooth experience! He had great communication and made me and my wife feel at ease! We are so glad to be apart of VIP family! We are excited to be in our brand new house! We would highly recommend VIP when trying to purchase your next home! Thumbs up to the staff also!
Aaron, Bart & Kirsten did an awesome job for my clients. We appreciated how smooth the transaction was and all the communication throughout the process. Thanks guys!
Aaron and team were professional, knowledgeable, thorough, and excellent communicators throughout our home-buying process. I would recommend them to anyone looking for a smooth and easy process in purchasing a home.
Aaron was super helpful and honest during this whole process of becoming a first time home buyer. He explained everything in detail and made the process as smooth and easy as possible. I would definitely recommend Aaron to anyone, and look forward to working with him again in the future!
MORTGAGE CALCULATORS
Mortgage Payment Calculator
Rent or Buy?
Compare Two Mortgages
Time to Refinance?
Home Affordability
HOME BUYER GUIDE
Our FREE home buyer guide provides the insight you need to build your home buying confidence.
