Student loan debt doesn't have to keep you out of a home in Maryland. Maryland SmartBuy (3.0) helps you buy a home and pay off your student debt at closing, all in one transaction. It's part of the Maryland Mortgage [...]
Direct Mortgage Loans is proud to share that we have been recognized as a 2026 Top Workplace in Arizona by AZ Central. This award is based on the results of an employee engagement survey that covers a broad range of [...]
Yes, you can get a mortgage on a mobile, modular or manufactured home. The loan type you qualify for depends on when the home was built, whether it sits on a permanent foundation and whether you own the land beneath [...]
You are browsing listings and see a home marked "contingent." Before you move on, here is what that actually means. Contingent means a seller has accepted an offer, but the sale is not final yet. Specific conditions (called contingencies) still [...]
If you are considering buying a home but have a lower credit score or limited savings for a down payment, an FHA loan may be a good fit for you. This guide covers everything you need to know about FHA [...]
Buying a house is one of the biggest financial decisions you'll ever make. Whether it's your first time or you've done this before, the home buying process can feel complicated fast. This guide walks you through every step of how [...]
Direct Mortgage Loans is proud to be recognized among the nation’s top-performing mortgage lenders, earning the #65 spot in the 2026 Scotsman Guide rankings. Widely regarded as one of the mortgage industry's most respected and comprehensive rankings, the Scotsman Guide [...]
If you are trying to buy a home right now, you have probably noticed that every dollar counts. Between the purchase price, closing costs and monthly payments, the upfront costs of homeownership can feel steep. That is exactly why understanding seller credits [...]
Getting the lowest mortgage rate available does not happen by accident. Lenders price every loan based on risk, and the less risk you represent, the lower the rate you qualify for. There are specific, proven steps you can take before and [...]
Are you considering an investment in real estate? DSCR loans might be the ideal financing option for you. In this blog post, we'll explore what DSCR loans are, how they work, the eligibility criteria, their advantages and disadvantages, and how to acquire [...]
