Brian Kesler
Loan Originator | NMLS #104387
Brian Kesler
Loan Originator | NMLS #104387
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About Brian Kesler
Brian Kesler began his mortgage career over 22 years ago, developing a deep expertise in down payment assistance programs and financing solutions for self-employed borrowers. His focus has always been on making homeownership accessible, helping buyers navigate complex lending options with confidence.
Brian and his team are dedicated to supporting both homebuyers and real estate partners throughout the entire loan process. With a strong emphasis on communication, fast closings, and strategic follow-up, he ensures that transactions move forward smoothly and efficiently. In today’s competitive market, he helps realtors strengthen their clients’ offers with aggressive pre-approvals, strategic financing solutions, and direct communication with listing agents to give buyers an edge. Through co-marketing opportunities, joint events, and hands-on collaboration, he works alongside realtors to strengthen client relationships and drive business growth.
A Baltimore native, Brian takes pride in serving his hometown and the greater Maryland area. Outside of work, he enjoys live music, hiking, and spending time with his two children, friends, and family.
THE REVIEWS ARE IN…
Courtney Watkins
2 months ago
We had such a great experience working with Brian Kesler and his team on our conventional loan for our first home in Baltimore. As first time homebuyers, we really appreciated how patient they were and how clearly they explained everything along the way. We also had a very quick 20 day closing, and we were so impressed by how smoothly and efficiently they handled everything while still being thorough. We would absolutely recommend Brian and his team!
Jason Berk
5 months ago
Dear Brian,
We wanted to take a moment, as a family, to sincerely thank you and share just how much we appreciated everything you did for us throughout this process.
From the very beginning, you made us feel like we were your only clients. You were always available – day or night – and consistently made yourself accessible whenever we had questions or needed guidance. Your patience, responsiveness, and willingness to walk us through every detail made what is typically a stressful process feel manageable and well-controlled.
Beyond that, your ability to strategize and structure the best loan option for our situation was invaluable. You took the time to understand our goals and ensured we were making the right decisions every step of the way.
What truly set you apart, though, was the role you played in helping us secure this home. Your relationship with our agent and the seller’s agent, along with your proactive communication and credibility, was absolutely critical. There is no doubt in our minds that your involvement made the difference – and ultimately is the reason we were able to get this house.
It is also worth mentioning that we had no prior relationship before this process. From our very first conversation, we immediately felt comfortable working with you, and over the course of this experience, it genuinely felt like we were working with a trusted friend.
Your service was nothing short of exceptional, and it was truly a pleasure working with you. We would not consider working with anyone else moving forward and will absolutely be referring you to all of our friends and family.
Thank you again for everything – our family is incredibly grateful for all that you have done for us.
Sincerely,
Jason, Renee & baby Vivian
The Berk Family
We wanted to take a moment, as a family, to sincerely thank you and share just how much we appreciated everything you did for us throughout this process.
From the very beginning, you made us feel like we were your only clients. You were always available – day or night – and consistently made yourself accessible whenever we had questions or needed guidance. Your patience, responsiveness, and willingness to walk us through every detail made what is typically a stressful process feel manageable and well-controlled.
Beyond that, your ability to strategize and structure the best loan option for our situation was invaluable. You took the time to understand our goals and ensured we were making the right decisions every step of the way.
What truly set you apart, though, was the role you played in helping us secure this home. Your relationship with our agent and the seller’s agent, along with your proactive communication and credibility, was absolutely critical. There is no doubt in our minds that your involvement made the difference – and ultimately is the reason we were able to get this house.
It is also worth mentioning that we had no prior relationship before this process. From our very first conversation, we immediately felt comfortable working with you, and over the course of this experience, it genuinely felt like we were working with a trusted friend.
Your service was nothing short of exceptional, and it was truly a pleasure working with you. We would not consider working with anyone else moving forward and will absolutely be referring you to all of our friends and family.
Thank you again for everything – our family is incredibly grateful for all that you have done for us.
Sincerely,
Jason, Renee & baby Vivian
The Berk Family
Kaci Shay
5 months ago
Working with Brian and his team as my fiance and I bought our first house in Baltimore City was one of the easiest and best decisions we made throughout the house buying process. From the start, Brian's assistance and support made us calm and confident. His clear explanations of all the various amounts of paperwork needed allowed us to be knowledgeable and understanding what was required of us. Brian's team was quick to respond to our many questions and consistently put us at ease. Finally, the expertise and professionalism that Brian showed us with each phone call, email, or meeting confirmed over and over again that Brian is the lender for a smooth and excellent home buying experience!
Ben Van De Water
7 months ago
Working with Brian for our refinance in Fed Hill was a great experience! He was thorough and thoughtful, diligently working with us over a long period of time and monitoring interest rates to ensure we were taking action at the right time. We would definitely recommend him and his team.
Ilona Fisher
7 months ago
Brian Kesler made the entire mortgage process feel easy and stress-free from start to finish. He was incredibly responsive, explained every step clearly, and always had our best interest in mind. Even when issues popped up, he handled them quickly and confidently so we never had to worry. I would absolutely recommend Brian to anyone looking for a knowledgeable and trustworthy mortgage broker.
Trae Rodgers
7 months ago
We had an outstanding experience working with Direct Mortgage Loans throughout our home buying process in Baltimore County. Brian and his entire staff were friendly, responsive, and super helpful from start to finish.
They helped us secure a conventional, fixed-rate loan and were extremely thorough in gathering information and clearly presenting our options, making sure we understood every step along the way.
The process felt organized, transparent, and never overwhelming. What really stood out was how supportive they were through the entire process-all the way to closing.
We always felt confident that we were in good hands and that they truly had our best interests in mind. We highly recommend Direct Mortgage Loans to anyone looking for a smooth, professional, and stress-free mortgage experience. Brian and his team were fantastic to work with.
They helped us secure a conventional, fixed-rate loan and were extremely thorough in gathering information and clearly presenting our options, making sure we understood every step along the way.
The process felt organized, transparent, and never overwhelming. What really stood out was how supportive they were through the entire process-all the way to closing.
We always felt confident that we were in good hands and that they truly had our best interests in mind. We highly recommend Direct Mortgage Loans to anyone looking for a smooth, professional, and stress-free mortgage experience. Brian and his team were fantastic to work with.
David Smokler
7 months ago
I got a 30yr fixed mortgage at a great rate, thanks to Brian Kesler at Direct Mortgage Loans. We bought our dream home in Baltimore County, Maryland, and he was amazing every step of the way: attentive, knowledgeable, and able to provide many different scenarios and products to choose from. I've bought and sold 4 houses and Brian is the best mortgage professional I've ever worked with.
Jenn Letzkus
8 months ago
As a professional in the title industry, I work with lenders every single day and see firsthand how complicated the refinance process can be. When it came time for my own refinance, I chose to work with Brian Kesler and his team at Direct Mortgage Loans, and I couldn't be more impressed.
Brian and his team provided what was, hands down, the most incredible and seamless transaction I’ve experienced. Because I understand the 'behind-the-scenes' of mortgage lending, I have high standards for communication, accuracy, and efficiency—and they exceeded all of them. They navigated the process with total transparency and kept everything moving ahead of schedule.
It is even more meaningful to have such a flawless experience when you know exactly what it takes to get a deal to the finish line. If you want a loan officer and a team who truly know the intricacies of the business and treat your loan with the utmost care, look no further than Brian Kesler and Direct Mortgage Loans. Even for those of us who do this for a living, they manage to make the process feel effortless. Thank you to the entire team for a perfect experience
Brian and his team provided what was, hands down, the most incredible and seamless transaction I’ve experienced. Because I understand the 'behind-the-scenes' of mortgage lending, I have high standards for communication, accuracy, and efficiency—and they exceeded all of them. They navigated the process with total transparency and kept everything moving ahead of schedule.
It is even more meaningful to have such a flawless experience when you know exactly what it takes to get a deal to the finish line. If you want a loan officer and a team who truly know the intricacies of the business and treat your loan with the utmost care, look no further than Brian Kesler and Direct Mortgage Loans. Even for those of us who do this for a living, they manage to make the process feel effortless. Thank you to the entire team for a perfect experience
Leonardo Parra
10 months ago
We had an excellent experience working with Brian Kesler and his team on our home loan. The process was smooth, clear, and incredibly well-supported from start to finish. Communication was always prompt and helpful, and we felt truly guided at every step. We couldn’t be happier with the service we received — highly recommended!
Angela Soliman
10 months ago
Buying a house is a scary process, from the financial aspect, the search and all the finals. A friend of mine referred me to just talk to Brian Kesler and Melissa friendlich. I personally didn't think I was ready for this. But I took a leap of faith and just talked to Brian. He walked me through the beginning stages of Buying. He made everything very easy to understand and for the things I still didn't understand him and Melissa was with me every single step. Im talking from random questions day and night. They were always there to answer them. They asked me for what I was looking for, how much i want to spend and limitations on my mortgage, also programs available to get me the most help I can get. Brian and Melissa helped make my hard work finally pay off. I found the house of my dreams that fits my family perfectly. For that, I'll always be thankful for them and direct mortgage loans. I recommend them to all my friends and family. If your looking to buy and not sure how to start, just call Brian and Melissa or even Justin. It's because of them my family is happy, safe and secure. Thank you again, Brian, Melissa and Justin.
Brian Kesler
Loan Originator | NMLS #104387
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