The Gray Team of Direct Mortgage Loans
Bo Gray

Bo Gray

Branch Manager | NMLS #1391154

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Bo Gray

Bo Gray

Branch Manager | NMLS #1391154

Apply Now

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About Bo Gray

Let’s sit down and talk about your mortgage needs. There are so many options available! Whether you’re looking to purchase your first home, upgrade to a larger home, refinance your existing mortgage or take advantage of the equity you’ve built, we have a mortgage lending solution for you. We offer competitive rates on a wide variety of options – including fixed-rate and adjustable-rate mortgages, as well as VA Loans.

THE REVIEWS ARE IN…

Sarah Mcintosh profile picture
Sarah Mcintosh
23:17 25 Sep 25
Bo gray and Lindsay Barr and the team were really great about helping us with our first home mortgage. Very helpful with any questions and problems that we had. Great job!!
The team of Megan, Lindsey and Bryan is amazing they were more than helpful in the process of buying a home. I would recommend them to anybody who is interested in buying a home
Brittany Vaughn profile picture
Brittany Vaughn
10:56 01 Nov 24
Great experience. Excellent customer service. Would 100% recommend the team at Direct Mortgage Loans!
A Google User profile picture
A Google User
21:17 09 Oct 24
I cannot praise Bo Gray and Lindsey Barr at Direct Mortgage Loans enough for their exceptional service. As first time home buyers everything was new to us and the most important thing we wanted was someone we could trust. They were there for us every step of the way. I'm glad we chose their services and would recommend Bo Gray & Lindsey Barr to anyone buying a home.”
Kristine McCauley profile picture
Kristine McCauley
21:17 09 Oct 24
I cannot praise Bo Gray and Lindsey Barr at Direct Mortgage Loans enough for their exceptional service. As first time home buyers everything was new to us and the most important thing we wanted was someone we could trust. They were there for us every step of the way. I'm glad we chose their services and would recommend Bo Gray & Lindsey Barr to anyone buying a home.”
Martina Campbell profile picture
Martina Campbell
09:48 09 Oct 24
I cannot thank Bo & Lindsey enough. This team worked effectively and fast. I got in my home with a breeze. The fact that this team worked so hard to make me happy. I will forever be so grateful. Thank you both for all you have done. I will recommend them hands down.
Tesia White profile picture
Tesia White
14:40 13 Sep 24
This team is wonderful! I purchased my first home this month and Bo and his team really made it such an easy process. They were open to answering all of my questions, explaining in detail, and overall ease my worries and stress as a first time buyer. Highly recommend!!
Billy Heil profile picture
Billy Heil
14:50 15 Jun 24
Bo and Lindsey were the best in making this process easy and painless. 10/10 would recommend
Landon Owens profile picture
Landon Owens
22:33 05 Jun 24
Absolutely phenomenal job by the Gray team! Without their help and expertise the selling and buying experience of our houses would have been way more difficult! I highly recommend anyone needing a mortgage lender come here. I have worked with Bo twice and he is always on top of everything, not skipping over a single detail, no matter how small!
joshua sexton profile picture
joshua sexton
04:40 04 May 24
Working with them to buy my first house was super easy very fast!
Bryan Siefker profile picture
Bryan Siefker
02:17 05 Mar 24
Couldn’t have made the process of purchasing my first home easier. A great team to work with I highly recommend going with the Gray Team for purchasing your home!
Crystal Church profile picture
Crystal Church
19:55 28 Feb 24
If you are looking for a team that has this process down to an art, this is it! I believe they can close faster than other mortgage companies we talked to and less expensive! Great experience and will use them again.
Chandra Cockerham profile picture
Chandra Cockerham
15:43 18 Dec 23
Meagan and Lindsey made the process so easy. They were there every step of the way. The process was much faster than previous experiences. I appreciate everything they did for us. Couldn’t ask for a better team to help us buy our forever home.
Heidi Taylor profile picture
Heidi Taylor
17:04 16 Nov 23
The Gray Team is by far the best team out there. We have been on a major time crunch and hitting obstacles. Bo Gray and Lindsey Barr helped us soar right through them! They have been the most genuine and amazing people to help us along the way! As first time home buyers with the crunch on time, we thought it was absolutely impossible, but they made it happen and now we are in our first home! I will 10/10 forever recommend them to everyone!
Chelsea Johnson profile picture
Chelsea Johnson
11:43 18 Sep 23
Megan was absolutely amazing!
Danielle Miracle profile picture
Danielle Miracle
14:05 18 Jun 23
The Gray team went above and beyond for us. I can not thank them enough for all they did. We were first-time home buyers, and that came with a lot of questions, but they were always there to answer them! They made the process so stress free, and provided excellent notes and lists so we never missed anything. I will always recommend them!
William Wallace profile picture
William Wallace
14:04 18 Jun 23
Megan Grays team got me into a house less than a week after working with her, will definitely recommend her team to my people should they go looking for a house.
Crystal Hempstead profile picture
Crystal Hempstead
16:07 05 May 23
Meagan and Lindsey-you both killed it!! Always available, completely transparent throughout the whole loan process, and so so easy to work with. You literally saved me thousands that an internet lender was trying to erroneously charge, and all this research was done before I even committed to working with you! Thank you for helping my daughters and I secure wonderful housing after the most challenging year of our lives! We are forever grateful for your kindness and hard work throughout.
Abigail Richey profile picture
Abigail Richey
20:54 19 Apr 23
As a first time home buyer, I was incredibly nervous going into this process. Luckily, Bo Gray and Lindsey Barr were recommend to me by family, and we got in touch with them right away. They make the best team, and helped me through every step of the process. They never hesitated to answer my questions, or explain things to me. Thanks to them and DML, this process went so much better than I ever could have imagined. We found our home and got clear to close all within a little less than 30 days!! We are so thankful for them, and would 10/10 recommend Lindsey and Bo/DML!!
Crystal Anderson profile picture
Crystal Anderson
13:57 15 Jul 22
Meagan and Bo are the shining example of what lending should look like. Excellent knowledge and communication throughout the process. Always a solid client with a pre-approval from the Gray Team. Happy to work with them any and every time!
Megan Hatton (Meggs;;) profile picture
Megan Hatton (Meggs;;)
01:52 10 Feb 22
Meagan is so incredibly kind and patient. She goes above and beyond to answer any questions you may have and never makes you feel like another for asking things.
I cannot say enough great things about her!
Give her a call, you won’t be disappointed💜
Mikayla Sloan profile picture
Mikayla Sloan
14:40 21 Jan 22
From months before closing on our house to a year past buying our house - Bo and his team were (and still are) there to answer questions about literally anything no matter how crazy it sounded. Bo and his team made the loan process feel like you were speaking with an old friend about a new opportunity rather than going to a stranger. I’d highly recommend Bo and his team. Definitely going back when we decide to buy another home in a few years. I seriously can’t say enough good things about the experience.
Nicole Fyfe profile picture
Nicole Fyfe
22:43 14 Jan 22
Meagan makes the whole home buying process so much easier. I can’t imagine doing this without her cheering us on and guiding us the entire way, even calming us down when we freak out because things aren’t going according to plan. She never freaks out and is always available for the relentless questions I have. Hands down BEST in the business! I’ve made a friend for life in my “mortgage girl!”
Steve Fox profile picture
Steve Fox
00:41 20 Nov 19
Buying a home can be a nerve-racking experience, but Meagan at Integrity Mortgage made our experience smooth and low stress. I couldn't have asked for a better mortgage lending experience! Any time I felt stressed out or had questions Meagan was always ready to help and responded to my messages quickly, and at pretty much any time of day! Meagan is fantastic to work with and I feel like we were well taken care of and always in good hands during our new home purchase. If you need a loan officer, look no further! Thank you, Meagan!
Billy Barr profile picture
Billy Barr
14:54 01 Feb 18
Meagan was very patient and helpful throughout the entire process of buying our home. We were first time buyers and had no clue what we were doing. She took her time explaining things to us and never made us feel uncomfortable or inexperienced; even though we clearly were. She kept in close contact with us through emails, texts and phone calls and always made us feel like we were a priority. We never felt like we were being a bother to her. We never thought home-ownership would be possible for us and thanks to Meagan's time and knowledge of loan programs we are now in our dream home where our kids have a yard to play in and their own rooms! She made a dream come true for our family and we will never be able to thank her enough. You can tell she loves what she does and really connects to people on a personal level. We never once felt like we were just a paycheck to her. I have recommended her office to everyone I know that's interested in buying a home and sometimes even to people I don't know! Call Integrity's Columbus office! You will not be disappointed in the service you get!

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Want to Know More About the VA Home Loan Buying Process? 

We’ve created a complete VA home loan guide designed to support first-time and repeat VA buyers alike. From understanding VA interest rates and closing costs to property taxes, appraisals, and VA-specific benefits, this guide covers it all. If you’re even thinking about buying a home with a VA loan, these resources are a must-read.

Inside, you’ll find the insights real estate agents, VA-approved lenders, and industry professionals rely on; broken down in a clear, easy-to-follow way. We’ll cover topics like checking your credit, how VA loans compare to conventional and FHA options, estimating your monthly payment, choosing the right VA lender, understanding homeowners insurance, and what to expect at closing, and that’s just the start.

Buying a home with a VA loan doesn’t have to feel overwhelming. We’ll walk you through the VA home buying process step by step, making sure you’re confident, informed, and fully prepared every step of the way.

GO DIRECT

Why Go Direct with Direct Mortgage Loans?

Go Direct with Direct Mortgage Loans and partner with local experts who make the mortgage process seamless from start to finish. Our loan officers offer personalized guidance and use in-house processing and underwriting to deliver mortgage solutions tailored to your unique needs and financial goals. With clear communication and a team that truly cares, we make home financing simple and stress-free.

Whether you’re buying your first home, refinancing, or investing, we’re here to help you every step of the way. Discover what it means to Go Direct today, where experience, efficiency, and genuine care come together to make your homeownership goals a reality.

Bo GrayBo Gray
Branch Manager | NMLS #1391154

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