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Bob Hays

Loan Officer | NMLS #224113

Cell: 614-402-5306
535 S Main St, Springboro, OH 45066
bhays@directmortgageloans.com
Licensed in FL and OH

Bob Hays

Loan Officer | NMLS #224113

Cell: 614-402-5306
535 S Main St, Springboro, OH 45066
bhays@directmortgageloans.com
Licensed in FL and OH

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About Bob Hays

Bob isn’t just a Loan Officer at The Pawelski Team, he’s a champion for homeownership (since 2021!). Guiding first-time buyers towards their dream house is his personal birdie. But Bob’s passion extends beyond work. When he’s not crunching numbers, you’ll find him on the golf course, perfecting his swing. He’s also a devoted family man, cherishing every moment with his four grandkids, five great nieces and nephews, and his amazing nearly-97-year-old mother!

Favorite Quote: Finding loans for homes and homes for loan!

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THE REVIEWS ARE IN…

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Garrett Finkelstein
13:25 18 Mar 26
Bob and his team took care of us like we were family! I would suggest Bob to anyone looking to purchase/refinance their next home!

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Want to Know More About the VA Home Loan Buying Process? 

We’ve created a complete VA home loan guide designed to support first-time and repeat VA buyers alike. From understanding VA interest rates and closing costs to property taxes, appraisals, and VA-specific benefits, this guide covers it all. If you’re even thinking about buying a home with a VA loan, these resources are a must-read.

Inside, you’ll find the insights real estate agents, VA-approved lenders, and industry professionals rely on; broken down in a clear, easy-to-follow way. We’ll cover topics like checking your credit, how VA loans compare to conventional and FHA options, estimating your monthly payment, choosing the right VA lender, understanding homeowners insurance, and what to expect at closing, and that’s just the start.

Buying a home with a VA loan doesn’t have to feel overwhelming. We’ll walk you through the VA home buying process step by step, making sure you’re confident, informed, and fully prepared every step of the way.

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Why Go Direct with Direct Mortgage Loans?

Go Direct with Direct Mortgage Loans and partner with local experts who make the mortgage process seamless from start to finish. Our loan officers offer personalized guidance and use in-house processing and underwriting to deliver mortgage solutions tailored to your unique needs and financial goals. With clear communication and a team that truly cares, we make home financing simple and stress-free.

Whether you’re buying your first home, refinancing, or investing, we’re here to help you every step of the way. Discover what it means to Go Direct today, where experience, efficiency, and genuine care come together to make your homeownership goals a reality.

Bob Hays
Loan Officer | NMLS #224113

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