Kendall Winkelman2023-05-11T11:15:14-05:00
Kendall Winkelman

Kendall Winkelman

Branch Manager | NMLS #1815427

The Hill Group of Direct Mortgage Loans
White Email Icon
Phone Icon
Location Pin Icon

11011 McCormicck Road, Suite 400, Hunt Valley, MD 21031


Licensed in DC, DE, FL, MD and VA

Kendall Winkelman, the Branch Manager of The Hill Group, entered the mortgage industry in 2017 and has not looked back. Working in many facets of the industry, Kendall can offer her clients knowledge and transparency. Moreover, she has a passion for assisting her community and friends in becoming homeowners and takes pride in seeing them experience a sense of accomplishment in their achievement.

Outside of work, Kendall enjoys cooking, reading, and traveling. If you can’t find her, she is usually on a walk around the city listening to a podcast.

Quote to Live By: “Don’t be intimidated by what you don’t know. That can be your greatest strength and ensure that you do things differently from everyone else” – Sara Blakely, Spanx CEO


lerias faniellerias faniel
19:20 21 Dec 22
My experience with Direct Mortgage was one of extreme satisfaction. The assistance to close this loan, which was provided by Mary Ledcke, Pam Shosey and Michelle Jacinto, was an experience which should be the norm for all loan applicants. These three individuals went above and beyond their normal duties to assist with getting this loan funded and closed. There were issues related to financial documentation on a previous loan which was never received by myself in almost 2 years. Not having this documentation could have caused this loan to not close. But the ladies above really went to bat to assist with getting this issue resolved by all means necessary. I will forever sing their praises.
Octavio IsazaOctavio Isaza
18:46 07 Oct 22
My wife and I were looking to purchase our home back in 2021, and when our relator referred us to Michelle Jacinto's team of Direct Mortgage Loans we were immediately welcomed by their personable and comprehensive loan intake process. Their ability to make their clients feel comforted in such a stressful process was invaluable. Shout out to Heyden Smith who helped us finalize the whole process. As we look into the future for our potential investment property it is a no brainer on who we are going to partner with.
Valencia HardawayValencia Hardaway
23:52 22 Aug 22
I can't say this enough-I love the Jacinto team!!! I am so grateful for all they did for us!! Their patience, kindness and knowledge is one of a kind!Michelle, Alyssa, Anthony & the whole team- you are truly appreciated 💗. THANK YOU!
Samuel RobinsonSamuel Robinson
02:42 18 Aug 22
It had been a while since we've been through the process of homebuying. The Jacinto Team was with us out the gate ! They answered every question, was very knowledgeable, and professional. I would recommend this company to anyone looking for a home or refinancing a home. The experience was quite stressful, but they were always encouraging and motivating our spirit. Great Job !!
Katherine FKatherine F
20:50 23 Jun 22
I've been told nothing but great things about this company and I can confirm that it is true. I personally haven't taken out a loan with them yet, but my daughter has worked with them and had a wonderful experience. The staff is so polite, showed genuine care and treated my daughter like family. Once I am ready to move into a new home, I will definitely be using the Jacinto team for my loan without a doubt.
anthoni mabtkanthoni mabtk
20:20 18 Feb 22
I can't say enough about how happy I was with Michelle Jacinto and her team. They made buying my first home with a VA home loan less stressful then I thought it was going to be. Heyden Smith my loan processor did an amazing job keeping me calm and making sure I got everything I needed. I will definitely be recommending them to every veteran I work with.
Katie MuiseKatie Muise
14:48 27 Jan 21
WOW! This team goes the extra mile! Michelle, Rebekah and Kelly were all so wonderful in helping us t purchase a new home! From the very first time we spoke with them, we felt comfortable and well taken care of. They explained everything and introduced who we would be working with over the course of the buying experience. Along the way, many questions arise and Michelle never hesitated to call me on the weekend or after 5 to make sure I had the information I needed to be able to make good decision. When we found a house and there were some hold ups in time line, they were calm, informative and so helpful - calling other parties as needed and volunteering to explain everything fully!It's always nice when someone gets the job done right - they of course did that, but along the way they treated us with kindness, and warmth and we felt like family! I would HIGHLY recommend them to anyone needing a lender! Thanks Michelle and team!!!


Orange Calculator Icon

Mortgage Payment Calculator

Rent or Buy Icon

Rent or Buy?

Compare Two Mortgages Icon

Compare Two Mortgages

Time to Refi Icon

Time to Refinance?

Home Affordability Icon

Home Affordability


We provide you with a stress-free and personalized home-buying experience. Our knowledgeable team works directly with you to ensure your home purchase goes smoothly.

In under a minute, you can apply for pre-approval by sharing some basic information. If you’re qualified, you’ll get a free pre-approval letter sent to you.

Learn more

Based on your personal home financing goals, select from a variety of loan options, including conventional, FHA, VA, and USDA loans.

We also offer popular low down payment home loans, and niche products for specialty circumstances.

With our quick process, and experienced team, you’ll be at the closing table in no time!



Our FREE home buyer guide provides the insight you need to build your home buying confidence.

Homebuyer Guide
Go to Top