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Mike Kelso

Mike Kelso

Loan Originator | NMLS #598743

Cell: 480-544-1266
365 E Germann Road, Suite 301, Gilbert, AZ 85297
mkelso@directmortgageloans.com
Licensed in AZ, CA, CO and WA

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Mike Kelso

Mike Kelso

Loan Originator | NMLS #598743

Cell: 480-544-1266
365 E Germann Road, Suite 301, Gilbert, AZ 85297
mkelso@directmortgageloans.com
Licensed in AZ, CA, CO and WA

Apply Now

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About Mike Kelso

Mike Kelso, a Loan Officer at Team Collective, has two decades of experience in the mortgage industry. He is most proud of the opportunity to help others achieve the American Dream of Homeownership. Outside of work, he enjoys golfing and coaching basketball.

‌Favorite Quote: Nothing in this world can take the place of persistence. Talent will not: nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not: the world is full of educated derelicts. Persistence and determination alone are omnipotent. – Calvin Coolidge

THE REVIEWS ARE IN…

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Barbara Turdo profile picture
Barbara Turdo
11 months ago
Thank you! Servando is very communicative, easy to get a hold of, can upload everything very easily to the site. There is also an app to use, but also very easy to get a hold of via email if needed.
isis ruiz profile picture
isis ruiz
1 year ago
Said Sabbagh the best of the best, very detailed explanation, he offer excellent rates , great service. I highly recommend him and this company
Adam Prather, Prather Home Team profile picture
Adam Prather, Prather Home Team
2 years ago
Jay Ray has consistently provided world class service and advice to my clients for 10 years. There is no one else I would refer my clients to. He’s always competitive with rates and most importantly does the right thing for the client without exception. Call him!
Jillian Smith profile picture
Jillian Smith
2 years ago
I had a positive experience working with Mike Jones. He was very thorough, and I received my pre-approval in the same day! Highly recommend Direct Mortgage Loans.
Jeff Imergoot profile picture
Jeff Imergoot
2 years ago
Jeff l profile picture
Jeff l
2 years ago
Excellent service and attention to all details. Surprisingly a stress free process. Will recommend all referrals. Jason definitely makes you feel like you are his only client and always available to answer questions. Made my experience beyond pleasant.
Meredith Heth profile picture
Meredith Heth
2 years ago
Katie Canar profile picture
Katie Canar
2 years ago
Always an excellent experience with top-notch service, excellent communication, and stellar customer service! I highly recommend The Canar Group for all of your lending needs!
Donna Wilkinson profile picture
Donna Wilkinson
3 years ago
Kristen Shipley at VIP mortgage is extremely knowledgeable and very very willing to go the extra mile for her clients!!
Tylesha Teruel profile picture
Tylesha Teruel
3 years ago
VIP mortgage has a gem! As a realtor I work with different lenders across the board and hands down Falon takes the cake. Her unwavering commitment to excellence shows through and through and I am grateful to have her as my preferred lending partner!!
Cindy L profile picture
Cindy L
3 years ago
I’ve worked with VIP mortgage previously and had good experiences, but Bryan and Maria with the Canar Group are what keeps me going back. I know when I work with them I can expect the best customer service, communication, and overall service and experience for myself and my clients. I know that no matter what issue arises (real estate is full of surprises), Bryan and his team make sure to take care of it. Thanks for your hard work!
Gema Beltran profile picture
Gema Beltran
3 years ago
Bryan and his team were amazing to work with. I was nervous about the entire home buying experience but after working with VIP Mortgage I can say that it was easy, quick, and a positive experience thanks to my team.
They were quick to respond with answers and solutions to any unexpected changes and I’m grateful for their hard work. I will be recommending them to all of my friends and family!
Keith Taylor profile picture
Keith Taylor
3 years ago
Sara was awesome! From the first time we sat down with her all the way through getting our keys, she was there for us. She took calls/texts/emails any time my wife and I had a question or concern, day and night, week days or weekends. She was extremely knowledgeable and professional every step of the way. I will be recommending her to everyone I know! Thank you so much for making our dreams a reality!!!
Michelle Lloyd profile picture
Michelle Lloyd
3 years ago
Communication was definitely at a high standard. I appreciate the building of teamwork right from the beginning. Jason and the team did a great job helping me bring the best possible value to my client's transaction. We were able to work out the best position for my client's offer. Everything went so smoothly. I will definitely be referring clients to Jason in the future.

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Want to Know More About the VA Home Loan Buying Process? 

We’ve created a complete VA home loan guide designed to support first-time and repeat VA buyers alike. From understanding VA interest rates and closing costs to property taxes, appraisals, and VA-specific benefits, this guide covers it all. If you’re even thinking about buying a home with a VA loan, these resources are a must-read.

Inside, you’ll find the insights real estate agents, VA-approved lenders, and industry professionals rely on; broken down in a clear, easy-to-follow way. We’ll cover topics like checking your credit, how VA loans compare to conventional and FHA options, estimating your monthly payment, choosing the right VA lender, understanding homeowners insurance, and what to expect at closing, and that’s just the start.

Buying a home with a VA loan doesn’t have to feel overwhelming. We’ll walk you through the VA home buying process step by step, making sure you’re confident, informed, and fully prepared every step of the way.

GO DIRECT

Why Go Direct with Direct Mortgage Loans?

Go Direct with Direct Mortgage Loans and partner with local experts who make the mortgage process seamless from start to finish. Our loan officers offer personalized guidance and use in-house processing and underwriting to deliver mortgage solutions tailored to your unique needs and financial goals. With clear communication and a team that truly cares, we make home financing simple and stress-free.

Whether you’re buying your first home, refinancing, or investing, we’re here to help you every step of the way. Discover what it means to Go Direct today, where experience, efficiency, and genuine care come together to make your homeownership goals a reality.

Mike KelsoMike Kelso
Loan Originator | NMLS #598743

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