Niki Sheppard2024-01-23T15:39:36-05:00
Niki Sheppard

Niki Sheppard

Sr. Loan Originator | NMLS #783324

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177 Lincoln Way East, Chambersburg, PA 17201

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Niki Sheppard, began her journey in the mortgage industry in 2016, bringing 16 years of experience in the financial service industry. She has held various roles at every banking level, spanning from teller line staff to Senior Branch Management. Niki takes pride in educating, counseling, and assisting first-time home buyers through the mortgage process.

Outside of work, Niki enjoys family travel, reading, camping, and hosting events. Despite her love for travel, she sees herself as a homebody. Having moved back to her small hometown a couple of years ago, she appreciates the slower pace of life with her husband John, daughter Scarlett, and their pets—Goldendoodle pups Rosie and Raven, and bunny Honey.

Favorite quote: “My mission in life is not merely to survive, but to thrive; and to do so with some passion, some compassion, some humor, and some style.” – Maya Angelou

THE REVIEWS ARE IN…

Ashley PinterAshley Pinter
18:18 27 Sep 22
We had a wonderful experience working with the Direct Mortgage Loans Team from the application all the way to settlement. Ben Richards, our loan officer, was both professional and personable. Ben was patient and diligent, as he was able to answer the many questions we had as first time home buyers. Throughout the process, Ben continually checked in and ran us numbers for multiple properties. He was responsive and always available for a phone call. After working with the Direct Mortgage Loan Team, it is evident that they are organized and efficient. We highly recommend using them!
Kayla MorrisKayla Morris
01:11 23 Jul 22
Taylor and Corey were the perfect powerhouse team during the entire process! Approved us quickly for a greater amount than any other company!! They answered calls, texts, and emails right away. They were so kind and patient with us and all of our questions. They had competitive approval letters out very quickly and even talked to the sellers to ensure them that our deal would go through - which ultimately led to the sellers choosing us out of 10 other offers!!! They were amazing and made the whole process smooth and stress free. 10/10 recommend this team!
Anna TommaselloAnna Tommasello
18:20 19 Mar 20
When it was time for my husband and I to refinance, we knew we wanted to work with Jeff and his team. We heard great things about the mortgage experience with him, and we weren't disappointed! Throughout the process, it was obvious that Jeff cared about helping us make the best financial decision - he reached out when rates hit historical lows and recommended we lock-in the best rate he's seen in years. If you're looking for a knowledgeable and honest mortgage professional, work with Jeff! You won't be disappointed!
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Based on your personal home financing goals, select from a variety of loan options, including conventional, FHA, VA, and USDA loans.

We also offer popular low down payment home loans, and niche products for specialty circumstances.

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