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Tom Ford

Tom Ford

Ocean City Branch Sales Manager | NMLS #790486

Cell: 301-906-4067
7408 Coastal Hwy, Ocean City, MD 21842
tomford@directmortgageloans.com

Apply Now
Tom Ford

Tom Ford

Ocean City Branch Sales Manager | NMLS #790486

Cell: 301-906-4067
7408 Coastal Hwy, Ocean City, MD 21842
tomford@directmortgageloans.com

Apply Now

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About Tom Ford

Tom Ford has been in the mortgage industry for over 23 years, with 15 + years lending (and living) in the coastal communities along the Atlantic beaches. Our team at Direct Mortgage Loans are experts in the process necessary to insure a smooth closing on your beach home, primary residence, or investment property. In his somewhat spare time away from work, Tom is an avid golfer and fisherman. Tom is a die-hard fan of all Washington sports teams, the University of Maryland, and has been heavily involved in soccer his entire life.

Quote: “Confidence is the most important single factor in this game, and no matter how great your natural talent, there is only one way to obtain and sustain it: work.” – Jack Nicklaus

THE REVIEWS ARE IN…

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Direct Mortgage Loans: Tom Ford
5.0
Based on 1 reviews
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16:00 25 Mar 26
Tom and his team were professional and very helpful thought the homebuying process. I will definitely use them again in the future!

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Want to Know More About the VA Home Loan Buying Process? 

We’ve created a complete VA home loan guide designed to support first-time and repeat VA buyers alike. From understanding VA interest rates and closing costs to property taxes, appraisals, and VA-specific benefits, this guide covers it all. If you’re even thinking about buying a home with a VA loan, these resources are a must-read.

Inside, you’ll find the insights real estate agents, VA-approved lenders, and industry professionals rely on; broken down in a clear, easy-to-follow way. We’ll cover topics like checking your credit, how VA loans compare to conventional and FHA options, estimating your monthly payment, choosing the right VA lender, understanding homeowners insurance, and what to expect at closing, and that’s just the start.

Buying a home with a VA loan doesn’t have to feel overwhelming. We’ll walk you through the VA home buying process step by step, making sure you’re confident, informed, and fully prepared every step of the way.

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Why Go Direct with Direct Mortgage Loans?

Go Direct with Direct Mortgage Loans and partner with local experts who make the mortgage process seamless from start to finish. Our loan officers offer personalized guidance and use in-house processing and underwriting to deliver mortgage solutions tailored to your unique needs and financial goals. With clear communication and a team that truly cares, we make home financing simple and stress-free.

Whether you’re buying your first home, refinancing, or investing, we’re here to help you every step of the way. Discover what it means to Go Direct today, where experience, efficiency, and genuine care come together to make your homeownership goals a reality.

Tom FordTom Ford
Ocean City Branch Sales Manager | NMLS #790486

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