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Tyler Spencer

Loan Originator | NMLS #1689346

Office: 443-752-5026
1447 York Road, Suite 400, Timonium, MD 21093 tspencer@directmortgageloans.com
Licensed in DE, MD, PA and VA

Tyler Spencer

Loan Originator | NMLS #1689346

Office: 443-752-5026
1447 York Road, Suite 400, Timonium, MD 21093 tspencer@directmortgageloans.com
Licensed in DE, MD, PA and VA

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About Tyler Spencer

Tyler Spencer is a seasoned Loan Officer on The Hyatt Team, dedicated to guiding clients through the complexities of the mortgage process. With seven years of industry experience, Tyler possesses a deep understanding of various loan programs and market trends. He is committed to providing personalized service and ensuring a smooth and efficient transaction.

Outside of the office, Tyler enjoys staying active with hobbies such as working out, golfing, and boating.

Favorite Quote: “Success is not final, failure is not fatal. It is the courage to continue that counts.”

THE REVIEWS ARE IN…

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Tyler Spencer
5.0
Based on 11 reviews
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Mark Yost profile picture
Mark Yost
14:11 19 Sep 25
Tyler and his team were easy and great to deal with. It was a seemless Mortgage process, friendly and professional. Can't recommend highly enough!
Oliver Menet profile picture
Oliver Menet
15:46 14 Aug 25
As a first-time homebuyer using a VA loan, I couldn’t have asked for a better experience than the one I had with Tyler. He was incredibly knowledgeable about the VA loan process and guided me through each step.

What made my situation unique was that I purchased my home while stationed in Guam. We coordinated over a 15 hour time zone difference and Tyler still managed to make the process seamless.

Thanks to his professionalism, responsiveness, and attention to detail, I felt confident and supported the entire way through. I would highly recommend Tyler to any homebuyer, especially fellow service members navigating a VA loan.
Haley Dick profile picture
Haley Dick
19:29 23 Jun 25
My boyfriend and I started our home search in 2024, paused it for a year, and picked it back up in 2025—and Tyler was with us through it all! He was incredibly responsive, quickly getting us an updated approval letter when we resumed our search so we could start submitting offers right away. Being first-time homebuyers, Tyler explained everything clearly, was patient with our many questions and number crunching, and made us feel confident throughout the process. We highly recommend working with him!
Tiffany Day profile picture
Tiffany Day
17:24 07 Jun 25
Tyler was super helpful during our first home buying experience. He was very knowledgeable and answered any and all questions we had any time. He worked around our crazy schedule and when we finally found a house, him and his team got us closed incredibly fast! Highly recommend working with Tyler.
Irina S. profile picture
Irina S.
23:57 16 May 25
The Direct Mortgage Loans team was professional, knowledgeable, and easy to work with. They provided timely updates and stuck to the schedule, which we really appreciated.

Overall, I’m very happy with how everything went. I’d definitely recommend Direct Mortgage Loans to friends and family!

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Want to Know More About the VA Home Loan Buying Process? 

We’ve created a complete VA home loan guide designed to support first-time and repeat VA buyers alike. From understanding VA interest rates and closing costs to property taxes, appraisals, and VA-specific benefits, this guide covers it all. If you’re even thinking about buying a home with a VA loan, these resources are a must-read.

Inside, you’ll find the insights real estate agents, VA-approved lenders, and industry professionals rely on; broken down in a clear, easy-to-follow way. We’ll cover topics like checking your credit, how VA loans compare to conventional and FHA options, estimating your monthly payment, choosing the right VA lender, understanding homeowners insurance, and what to expect at closing, and that’s just the start.

Buying a home with a VA loan doesn’t have to feel overwhelming. We’ll walk you through the VA home buying process step by step, making sure you’re confident, informed, and fully prepared every step of the way.

GO DIRECT

Why Go Direct with Direct Mortgage Loans?

Go Direct with Direct Mortgage Loans and partner with local experts who make the mortgage process seamless from start to finish. Our loan officers offer personalized guidance and use in-house processing and underwriting to deliver mortgage solutions tailored to your unique needs and financial goals. With clear communication and a team that truly cares, we make home financing simple and stress-free.

Whether you’re buying your first home, refinancing, or investing, we’re here to help you every step of the way. Discover what it means to Go Direct today, where experience, efficiency, and genuine care come together to make your homeownership goals a reality.

Tyler Spencer
Loan Originator | NMLS #1689346

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