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About Jeff Dobrzykowski

Jeff has worked in the mortgage industry since 2005. As a Loan Officer and Branch Manager, he has served over 1,200 borrowers. Currently, he manages the DML branch in Bel Air. Jeff is a graduate of Calvert Hall’s Class of 2000. He attended the University of Maryland for two years where he cheered the Terps basketball team to a Final Four and National Championship and the football team to an Orange Bowl. He transferred to and graduated from Loyola College.

Jeff chooses DML for the culture, friendships, opportunities, and the quality of life they provide.

Quote to Live By: Always be humble and kind.

THE REVIEWS ARE IN…

Olivia Harouff profile picture
Olivia Harouff
01:22 23 Apr 25
I would rate 1000/10 if I could. I had the best experience as a first time home buyer! Tom and his team got everything done fast and efficiently. They got us into our dream home and we couldn’t be more grateful to Direct Mortgage Loans!!
Ashley Pinter profile picture
Ashley Pinter
18:18 27 Sep 22
We had a wonderful experience working with the Direct Mortgage Loans Team from the application all the way to settlement. Ben Richards, our loan officer, was both professional and personable. Ben was patient and diligent, as he was able to answer the many questions we had as first time home buyers. Throughout the process, Ben continually checked in and ran us numbers for multiple properties. He was responsive and always available for a phone call. After working with the Direct Mortgage Loan Team, it is evident that they are organized and efficient. We highly recommend using them!
Kayla Morris profile picture
Kayla Morris
01:11 23 Jul 22
Taylor and Corey were the perfect powerhouse team during the entire process! Approved us quickly for a greater amount than any other company!! They answered calls, texts, and emails right away. They were so kind and patient with us and all of our questions. They had competitive approval letters out very quickly and even talked to the sellers to ensure them that our deal would go through - which ultimately led to the sellers choosing us out of 10 other offers!!! They were amazing and made the whole process smooth and stress free. 10/10 recommend this team!
Anna Tommasello profile picture
Anna Tommasello
18:20 19 Mar 20
When it was time for my husband and I to refinance, we knew we wanted to work with Jeff and his team. We heard great things about the mortgage experience with him, and we weren't disappointed! Throughout the process, it was obvious that Jeff cared about helping us make the best financial decision - he reached out when rates hit historical lows and recommended we lock-in the best rate he's seen in years. If you're looking for a knowledgeable and honest mortgage professional, work with Jeff! You won't be disappointed!

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Want to Know More About the VA Home Loan Buying Process? 

We’ve created a complete VA home loan guide designed to support first-time and repeat VA buyers alike. From understanding VA interest rates and closing costs to property taxes, appraisals, and VA-specific benefits, this guide covers it all. If you’re even thinking about buying a home with a VA loan, these resources are a must-read.

Inside, you’ll find the insights real estate agents, VA-approved lenders, and industry professionals rely on; broken down in a clear, easy-to-follow way. We’ll cover topics like checking your credit, how VA loans compare to conventional and FHA options, estimating your monthly payment, choosing the right VA lender, understanding homeowners insurance, and what to expect at closing, and that’s just the start.

Buying a home with a VA loan doesn’t have to feel overwhelming. We’ll walk you through the VA home buying process step by step, making sure you’re confident, informed, and fully prepared every step of the way.

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Why Go Direct with Direct Mortgage Loans?

Go Direct with Direct Mortgage Loans and partner with local experts who make the mortgage process seamless from start to finish. Our loan officers offer personalized guidance and use in-house processing and underwriting to deliver mortgage solutions tailored to your unique needs and financial goals. With clear communication and a team that truly cares, we make home financing simple and stress-free.

Whether you’re buying your first home, refinancing, or investing, we’re here to help you every step of the way. Discover what it means to Go Direct today, where experience, efficiency, and genuine care come together to make your homeownership goals a reality.

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