Almas Younis2024-11-12T08:07:13-05:00
Almas Younis

Almas Younis

Loan Partner | NMLS #2379782

Desai Team
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11011 McCormicck Road, Suite 400, Hunt Valley, MD 21031

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Licensed in MD

Almas Younis takes pride in being part of the mortgage industry because it allows her to share her knowledge and demonstrate that homeownership is within reach for everyone. With three years of experience, she views it as a privilege to guide clients through this significant milestone and make their dreams a reality.

Beyond her professional work, Almas enjoys expressing her creativity through writing and painting and loves engaging in thoughtful debates.

Favorite Quote: “I thought I’d solve a problem when really I was creating new ones by taking the path of least resistance.” – David Goggins

THE REVIEWS ARE IN…

Ivanja Hamilton
12:12 05 Mar 25
I am grateful to have come across Ami and the Desai Team, along with Almas and Ashish, at DML when searching for a lender for my first home. Of course the process was all new to me, therefore a lot of new information and terms that I was learning on the go. Ami answered all my questions, texts and calls, and found ways to make it happen even when it looked impossible at times. She is who you want to have on your side because she is experienced, has the tenacity to push through, and she has the great ability to think quickly and pivot when necessary to get the job done. I will be working with her again in the future!
Cameron Woolard
21:57 04 Mar 25
Great communication/ customer service they worked hard to get our closing done in a short timeframe
A_landa
19:20 03 Mar 25
Ami Desai was very informative. She answered every question I had during my home buying process. She assured me and made sure I was in good hands. She is definitely experienced in all she does. I highly recommend Ami Desai and her brother Ash. They are the best that ever done it.
Samantha Chance
11:36 01 Mar 25
Ami and her team did a great job getting this loan to settlement through some difficult challenges. Ami is very knowledgeable and easy to work with. I will continue to work with them and recommend her to my buyers.
Tarriana Lungren
19:20 28 Feb 25
Wonderful to work with.
Corissa Marie
22:50 21 Dec 24
not only did Ali and her team meet our expectations, they exceeded them! they were all amazing to work with and made the process smooth and easy
katelyn lord
12:16 18 Dec 24
Brittany Tollberg
13:37 16 Sep 24
Ami Desai and the whole Direct Mortgage team not only helped us buy a beautiful home but made sure we understood the process and answered any questions we had along the way. From the first steps to the very end we had such a smooth buying process thanks to them. It felt good to truly feel like someone had our backs and our best interest. Thank you again Ami & the team, you guys are the BEST!!!
Cody Rutherford
01:51 18 Jun 24
Ami and Ash made the process way better. So knowledgeable, consistent, and supportive. Wouldn’t pick anyone over them.
Amos Artis
20:55 17 Jun 24
Direct Mortgage Loans did an absolutely phenomenal job helping my wife and I find the home we were looking for. From day 1 Ami and the Direct Mortgage staff were very responsive and dedicated to helping us not only find a home, but finding the right home that met our needs, expectations, and budget. Ami and the Direct Mortgage staff made themselves available day or nights to accommodate any questions we had as first time home buyers. Additionally, they took the time to provide us with information about pros and cons of the current market and the home buying process so that it was a smooth transition becoming a home owner. Most importantly before closing the deal on the home, Ami and the Direct Mortgage made sure that we were happy with all aspects of the life changing investment we were about to make becoming new home owners. If you are in the market to purchase a new home Direct Mortgage Loans is definitely the way to go. They are homebuying done the right way!
Tommy Haynie
17:36 15 Jun 24
My experience with Ami desai an her team of decated people meeting all expectations an then some very informative knowledgeable an if I had a ? Or didn't understand something they helped explain it to me In my amazing frist time home buying experience an I would definitely recommend them to some in the process of home buying exceptional service
Holleh Tajalli
16:27 29 Mar 24
I’ve purchase three homes with these lenders, seamless every single time! Highly recommend 🙂
Turika Thompson
22:26 05 Feb 24
Very professional and knowledgeable. Ami knows her stuff! I have work with Ami twice and she never disappoints. It’s was a pleasant experience, and she was very caring.
jelani barrow
14:01 23 Mar 23
Ami, Amanda, and Ash my family and I are forever grateful to the team. You guys made our dream come true and with lightning speed at that. I highly recommend you guys and you provided SPECTACULAR customer service. 👌
Stephanie Glavaris
18:44 01 Oct 22
Nicole Marshall
00:06 27 Apr 22
Working with Ami have been amazing.Smooth and Answer any and every question that we had for her. Didn’t mind how often we asked the same questions day or night. I definitely recommend Ami and her team to get you to the finish line in the matter of months.
Angelina Farace
20:16 21 Apr 22
Buying a home and the whole process was such a breeze. I put an offer in on February 18th and closed on March 9th. Ami and her whole team are extremely professional, helpful, have get it done attitudes and truly care about whats in best interest for your and your family. Ami is not just an amazing loan officer but she has an amazing heart. I will forever trust her with any purchase or refi I need in the future. Ami Thank you and your team for such an amazing, easy experience buying my home:>)
Amos Artis
20:55 17 Jun 24
Direct Mortgage Loans did an absolutely phenomenal job helping my wife and I find the home we were looking for. From day 1 Ami and the Direct Mortgage staff were very responsive and dedicated to helping us not only find a home, but finding the right home that met our needs, expectations, and budget. Ami and the Direct Mortgage staff made themselves available day or nights to accommodate any questions we had as first time home buyers. Additionally, they took the time to provide us with information about pros and cons of the current market and the home buying process so that it was a smooth transition becoming a home owner. Most importantly before closing the deal on the home, Ami and the Direct Mortgage made sure that we were happy with all aspects of the life changing investment we were about to make becoming new home owners. If you are in the market to purchase a new home Direct Mortgage Loans is definitely the way to go. They are homebuying done the right way!
Tommy Haynie
17:36 15 Jun 24
My experience with Ami desai an her team of decated people meeting all expectations an then some very informative knowledgeable an if I had a ? Or didn't understand something they helped explain it to me In my amazing frist time home buying experience an I would definitely recommend them to some in the process of home buying exceptional service

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We provide you with a stress-free and personalized home-buying experience. Our knowledgeable team works directly with you to ensure your home purchase goes smoothly.

In under a minute, you can apply for pre-approval by sharing some basic information. If you’re qualified, you’ll get a free pre-approval letter sent to you.

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Based on your personal home financing goals, select from a variety of loan options, including conventional, FHA, VA, and USDA loans.

We also offer popular low down payment home loans, and niche products for specialty circumstances.

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