Down Payment Assistance Programs
Direct Mortgage Loans offers down payment assistance programs for creditworthy, low- and moderate-income individuals in the US. Our goal is to help you attain your homeownership dreams through access to home loan programs. Please reach out to us for your free consultation today if this interests you. We look forward to working with you!
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What is down payment assistance?
Who can qualify for down payment assistance?
How does down payment assistance work?
What are the different types of down payment assistance?
Where can I find down payment assistance?
How much down payment assistance can I get?
What is down payment assistance?
Down payment assistance is a type of financial assistance that helps homebuyers cover the upfront cost of purchasing a home. Typically, the largest upfront cost of buying a home is the down payment, which is a percentage of the total purchase price that the buyer must pay upfront.
Who can qualify for down payment assistance programs?
The eligibility requirements can vary depending on the specific program and the organization providing the assistance. However, there are some common eligibility criteria that many programs share. Here are some factors that may affect your eligibility for down payment assistance:
- Income: Eligibility is often based on the buyer’s household income, which is typically defined as the total income earned by all members of the household.
- Credit Score: Some programs require a minimum credit score in order to qualify. This is because lenders generally have minimum credit score requirements for mortgage loans, and programs often have similar requirements.
- First-Time Homebuyers: Many programs are specifically designed for first-time homebuyers.
- Property Type and Location: Some programs may only be available for certain types of properties or in certain geographic areas.
- Residency Status: Some programs are only available to U.S. citizens or permanent residents, while others may be available to anyone who is legally authorized to live and work in the United States.
It’s important to note that these are just general guidelines, and the specific eligibility requirements for down payment assistance programs can vary widely. If you’re interested in down payment assistance, you should research the programs that are available in your area and contact the organizations that offer them to learn more about their specific eligibility requirements.
Each homebuyer and down payment assistance program will have its own set of eligibility criteria and qualifications. Our professional loan officers are here to provide information about various programs and answer any questions you might have. We’re dedicated to helping you get through the loan application process quickly and efficiently.
Contact us today for more information on down payment assistance programs!
How do down payment assistance programs work?
Down payment assistance is a type of program designed to help homebuyers with their down payment and/or closing costs. The way it works can vary depending on the specific program, but generally, down payment assistance programs offer grants, loans, or a combination of the two.
What are the different types of down payment assistance programs?
There are several different types of down payment assistance programs that can help homebuyers with their down payment and/or closing costs. These include:
Home Buyer Grant
Some down payment assistance programs offer grants that do not need to be repaid. These grants are usually provided by non-profit organizations or government agencies and are often available to first-time homebuyers who meet certain income and credit requirements. The grant money could be used to cover the down payment and/or closing costs.
Down Payment Loan
Other programs offer loans that do need to be repaid, but with more favorable terms than a typical mortgage loan. For example, some down payment assistance loans may have a lower interest rate or a longer repayment term. In some cases, the loan may be forgivable, meaning the borrower does not have to repay it if they meet certain conditions, such as living in the home for a certain number of years.
Combination of Grants and Loans
Some programs offer a combination of grants and loans, which can help homebuyers with both the down payment and closing costs.
To qualify for down payment assistance, homebuyers typically need to meet certain criteria, such as having certain income, purchasing a home in a certain area, and completing homebuyer education or counseling. The specific requirements can vary depending on the program, so it’s important to research the options available in your area. You can also contact one of Direct Mortgage Loans’ knowledgeable loan officers. They’ll be more than happy to answer any questions you may have and help guide you to making an informed choice.
Where can I find down payment assistance programs?
There are several resources where you can find down payment assistance programs in your area. Here are some options:
- Housing Counseling Agencies: HUD-approved housing counseling agencies can provide information and guidance on down payment assistance programs in your area. You can find a list of HUD-approved housing counseling agencies on the HUD website.
- State Housing Finance Agencies (HFAs): Many states have their own Housing Finance Agencies that offer down payment assistance programs. You can find a list of state HFAs on the National Council of State Housing Agencies website.
- Local Government Websites: Some cities and counties have their own down payment assistance programs. You can check your local government’s website to see if they offer any programs.
- Non-Profit Organizations: Some non-profit organizations offer down payment assistance programs for low-to moderate-income homebuyers. You can search for non-profit organizations in your area that offer down payment assistance programs.
- Lenders: Some lenders offer down payment assistance programs to their customers. It’s worth checking with your lender to see if they offer any programs or if they can refer you to any available programs in your area.
Talk To A Down Payment Assistance Program Mortgage Professional!
How much down payment assistance can I get?
The amount of down payment assistance you can receive depends on several factors, including the program you’re applying for, the area you’re buying a home in, and your personal financial situation.
In general, down payment assistance programs provide a percentage of the home’s purchase price as assistance, typically ranging from 3% to 10% of the purchase price.
It’s also important to note that most programs have limits on the total amount of assistance that can be provided, so you may not be able to receive the full amount that you’re eligible for. In addition, some programs may require you to contribute a certain amount of your own money towards the down payment or closing costs.
Are you wondering how much down payment assistance you may qualify for? To find out how much help is available in your area, research the programs in your location and contact a Direct Mortgage Loans loan officer near you. Our experienced professionals are here to provide guidance and answer any questions you may have during the application process.
How long does it take to get down payment assistance?
The time it takes to receive down payment assistance can vary depending on the program and the individual circumstances of the homebuyer. In general, the process of receiving down payment assistance involves several steps, including applying for the program, providing documentation and information, and going through the underwriting process.
The application process could take several weeks, as you’ll need to gather and submit various documents, such as income verification and tax returns. The underwriting process can also take time, as the lender or program administrator reviews your financial information to determine your eligibility for the program.
Once you’re approved for down payment assistance, the actual disbursement of the funds can also take some time. In some cases, the funds may be provided to you at the closing of the home sale, while in other cases, they may be sent directly to the escrow account.
Overall, the time it takes to receive down payment assistance can range from a few weeks to several months. It’s important to apply for the program as early as possible and to communicate with your lender or program administrator throughout the process to ensure a smooth and timely closing.
Down Payment Assistance Programs by State, Available Through Direct Mortgage Loans
Down payment programs subject to additional eligibility requirements that may vary. Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Loan products described here may not be available at the time of application. All products are subject to eligibility and availability. Speak with a qualified mortgage professional to determine which programs may be available to you. Direct Mortgage Loans, LLC NMLS ID# is 832799 (www.nmlsconsumeraccess.org). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Suite 400 Hunt Valley, MD 21031. Equal housing lender.
Experience for yourself why Direct Mortgage Loans has won dozens of top-industry awards
Experience for yourself why Direct Mortgage Loans has won dozens of top-industry awards
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Wow!! Exceptional service And incredibly efficient loan process! We were able to close much earlier than expected. It was the most flawless transaction I have ever experienced.! I will be recommending them to all my family, friends and colleagues! I wanted to personally recognize Jessica Aerosmith. She was phenomenal!
I had the pleasure of working with Andy Fiske recently, and I can’t recommend them enough! From start to finish, he made the entire loan process smooth, transparent, and stress-free. Andy took the time to explain all of my options in detail, making sure I understood every step of the way.Whether you’re a first-time borrower or not, Andy is someone you can trust to guide you through the process with professionalism and ease. I truly appreciated the personalized attention and dedication they provided—if you need a loan officer who’s got your back, look no further!
Me and my wife purchased our house on 1-17-25 and want to thank Mark Murphy for his hard work and getting us a loan on our future, thanks again Mark👍
Blake and his team are the absolute best! They made the process of buying our new home incredibly smooth and stress free! I can’t recommend them highly enough. They even have recommendations for homeowners insurance assistance, surveyors, and companies for home projects. We had to replace our roof shortly after closing and Blake had recommendations for roofers, even after closing on the house! Excellent service all around!!
Bill Paden is the MAN! He will always help you out? Answers all your questions (many before I even know to ask them) and I always felt like a priority! 10/10
George and his team helped me with (3) loans and (1) refinance. Very Very knowledgeable of the VA Lending process. George has shown to be very trustworthy, his consulting approach, educates you as a buyer. I will always use this organization, and I have recommended friends, whom also found success.
Amber Vaziri was the best loan officer WE have ever encountered in buying a home. She was very professional and helpful in all of our questions. Her attention to detail and punctuality was beyond our expectations and experience with buying this home. Her encouragement and guidance was always very helpful in this time of uncertainty and our little experience in purchasing a home. She is kind, generous, and giving which made this process very enjoyable. We would highly recommend Amber to any of our friends and relatives that are purchasing a home in the near future and would feel PROUD in our recommendation. Words cannot express the joy and happiness we have in working with Amber and we wish her well in all of her endeavors. God bless you AMBER VAZIRI
Pam is amazing and made every step of the transaction as stress free as she could. Especially with closing on 12-27!! I've already sent 1 person to her since then and will continue to do so!!
We purchased a home in another state. Everything went smoothly and if there was any questions, they were there to help us through the process. I would definitely recommend Direct Mortgage!!
The best company to get you in the house of your dreams. We found a home that we loved and these people had us moved in under a month!
Our initial contact was with Tom Ford, and then Kristen Hall. Tom walked us through the preliminary stuff, told us what to expect, and answered all of our questions (which we had quite a few since we have not purchased a new home for 30 years). The majority of the process was handled between Kristen and our financial advisor. No major issues, and any that did occur were quickly handled by Kristen or Tom. The process was completed in time for our initial closing date.
Everyone i worked with was super helpful and encouraging! They explained the process all the way through. I never felt pressured at all. The service and experience were invaluable assets and I am so grateful to the entire staff. PS Blake is awesome.
Blake and his team were exceptional. I reached out to them after having issues with a different lender and they got us from application to closing in 7 business days. Everyone was extremely responsive and made the process as smooth as possible. Highly recommend them.
Always ready to answer any questions, even when you are thinking this might be stupid to ask. Always makes you feel well taken care of. Knowledgeable, polite, and kind guidance and support understanding that people are stressed usually in a transition situation.
Great process and thought "outside of the traditional box" to get it done. Bart & Aaron were able to get a complex mortgage loan accomplished, where other lenders were not able to.
From the first phone call with Kolleen to the very last page at signing the DML team and Kolleen were so helpful and so friendly. They explained everything and were very responsive and caring. I had a million questions and they were happy to answer all of them. If I could give more than 5 stars I would!!
Amber Vaziri was incredibly helpful throughout the loan process. Professional, knowledgeable and so responsive.The Application was very simple to navigate.Thank you!
We are incredibly grateful for the outstanding service we received from Joe during our home buying journey. From start to finish, he made the entire process smooth and seamless, with no denials or setbacks along the way.His expertise and professionalism were evident from our very first conversation. Joe took the time to explain every detail, ensuring we fully understood our options and what to expect. He was always available to answer our questions and provide guidance, making us feel supported every step of the way.Thanks to Joe's diligence and commitment, we were able to secure our mortgage quickly and confidently. His proactive approach and attention to detail made a significant difference, and we truly felt like we were in the best hands.We can’t recommend Joe highly enough to anyone looking for a lender who will prioritize your needs and work tirelessly for your success. Thank you, Joe, for helping us achieve our dream of homeownership without a hitch!
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I had a great experience working Ami at Direct Mortgage Loans. For one, she tolerated me unknowingly mispronouncing her name also she talked me through numbers while driving to the beach with her kids. I initially started working with another home mortgage company but they did not treat me as the customer and would miss our scheduled calls (I wanted to put in an offer but I could not reach my loan agent). With Ami and Direct Mortgage Loans, the process was extremely smooth and Ami had no problems explaining everything in great detail. I will definitely use them again when I decide to refinance. Highly recommend this company
I had an outstanding experience working with Direct Mortgage Loan, especially with Blake Hyatt as my loan officer! From start to finish, the process was smooth, efficient, and stress-free. Blake was always available to answer my questions, providing clear explanations and guidance every step of the way. His expertise and professionalism really stood out, and he went above and beyond to ensure I got the best rate and terms for my mortgage. Honestly, Blake is the best there is—his dedication and knowledge are unmatched! I couldn’t have asked for a better team to work with. I highly recommend Blake and Direct Mortgage Loan to anyone looking for a reliable and knowledgeable lender!
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Mr. Tom Ford and Chris Naylor saved our loan! We had a bad experience with another loan company and our realtor pointed us in the direction of Mr Tom Ford. We closed 1 week later , a week later then our original settlement date and it was a great painless experience. Thank you so much for helping us. We wouldn’t be in our new home without you guys.
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As a deaf customer, the team is very accommodating with communication needs. They are very patient with me as the first time buyer. In a heartbeat, I’d recommend them to anyone who is looking for a house to buy.
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Gina DeCicco and Rebekah Graham were the most amazing team. I have worked in the real estate industry for 22 years and we had a clear to close in 12 days which is unheard of. Not only that, we had to sell our house at the same time and they assisted our buyers as well!!! Another CTC in 3 weeks!!! We were blown away by the responses, quick turn around and personal service we received. Great job ladies!!!
This is the 4th time we have used Chad and his team for a new home or a refinance. Once again it was quick and easy. They are always honest, quick to respond to any questions, and keep us updated on everything throughout the process. Can’t recommend enough!!
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So thankful for Direct Mortgage and especially Paul. He helped more than I could ever imagine through this whole process. It made my first time home buying experience an exceptional and easy one. Being able to contact and speak with him and my processer Debbie directly every time I emailed or called with questions was greatly appreciated. They went beyond my expectations and would 100% use them again and recommend them to others.
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For first time home buying all my questions were answered an explained to me very hands on an meet all my expectations with everything an got me in under what I wanted to spend with great communication would definitely would recommend to some in the process of buying a house
Ms Pam and her team were absolutely amazing, they handled my first home purchase with great ease and I am very impressed. Thank you Ladies , it was so comforting to know that I had a tribe of ladies who believed in me. Omoh
Cale to of DML did an awesome job with our mortgage. Extremely helpful, great communication and went beyond what I expected.
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Ami and Ash are by far the most caring and hard working loan officers I've ever had the please of working with. They both went above and beyond to make this experience an amazing one! I've already referred multiple people to them, and will shout their professionalism from the rooftops!! Thank you Ami and Ash!
Corey and Jamie are very kind, professional and great to work with. They made the home buying process easy for me and I’ll be using them in the future. Thank you for everything
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Caleb & his team's communication is top notch! Always willing to give an update or talk through a scenario. Their local condo knowledge and experience is invaluable. Highly recommend!
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Matt Mieras and his team handled things absolutely flawlessly. We had some challenges in the past that made our prior mortgage difficult, but it was no problem for Matt and his team. We are in our new home and absolutely thrilled! We will definitely use them again and send our friends to them without hesitation.
Oliver and his team are very dedicated and helping you. They will not stop,until everything is done.
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I just want to thank the Whole team at Direct Mortgage Loans for helping me in getting my first home...It could have been a lot worse if I did not have the guidance and support of this Team...Special Thanks to Paul Gordon! even in his vacation time he went the extra mile to help me by answering my calls and text. Thank you all.
Amy and her team were amazing! She was extremely creative and helping my wife and I to find the best solution and mortgage product available for our situation. She stuck with us through the changes they came along and made sure that she saw us across the finish line.
My husband and I refinanced with the Dobz Group a few years ago. The service was great! They were attentive to our needs, creative with their solutions, and responsive. I would 100% recommend their services!
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DML was so great to work with in buying our first home! Kevin was our loan officer and was so readily available to answer all of our questions, and put things in more “simple” terms for us since we had no experience ever taking out a loan on anything. He never made us feel rushed or stressed because of how much we didn’t know - he always was happy to answer our questions and address our concerns. So happy with the service from DML!
The Amy Wolf team made the whole home buying process so easy and stress free. Dale, Roni and Rachel are great at what they do. As a first time homebuyer I’m so glad I had them to help me along the way. Can’t recommend them enough!!!
We started our journey with Direct Mortgage Loans not knowing if we'd be able to accomplish a dream we had. We are a large family on a single income that isn't grand by any means. We needed a bigger home with a bigger yard so that we could live comfortably. The house we wanted seemed out of reach and unattainable bcus we had to sell a home in order to purchase the dream home. Our credit scores weren't great either so there were many obstacles! Kolleen Organek with Direct Mortgage Loans reviewed our information and went into immediate action. Not only did she find a way to up our credit score and get us pre-approved but she also walked us through every single step very carefully, got us a conventional loan which we thought was impossible and got us a low interest rate and we are now the owners of our dream home! This team is compassionate, understanding and extremely willing to go the extra 100 miles to get things done right! If you have the opportunity to work with a lender don't pass up Direct Mortgage Loans! Kolleen Organek is a powerhouse! We couldn't be happier!
Direct mortgage lending company is a comprehensive wraparound service that provided us with support from beginning to end in the procedures of pursuing our new home. I would recommend them to anyone, especially if the person is a first time home buyer. The processes are user-friendly, and questions are encouraged while answers are provided in a timely fashion. Kolleen was a true support every step of the way!! What an amazing team!! Thank you to Caleb, Kyle, Veronica, Jennifer, and Jen, and all the members of the team who helped make my dreams…Come, true! And even though I know that my realtor is not a part of this team, it was because of her that this team came into my life. Enough cannot be said for such a comprehensive network of people working in the real estate business. The housing market is better for individuals like this that have this level of dedication.
Meagan Gray is amazing at what she does. Very knowledgeable, helpful, and quick at helping you through the stressful process of home buying. She made it a breeze for my boyfriend and I, who had never bought a house before.
Andy Cynthia &Rachel are a mega team! They did everything they said they’d do to make sure we closed! We appreciate them so much for making homeownership a reality for us. We highly recommend their services!
A personal thank you to Corey Glowacki, you are awesome!! thank you to the whole team for all that you do!!! you all were wonderful!! you have made this such a positive experience for me! you guys are true professionals!!!
The team at Amy Wolff of Direct Mortgage loans was amazing to work with. The app for your phone makes everything so easy! They keep the lines of communication open and check in often. They got the loan closed on time and with not stress. Call them, you will be glad you did.
11/10 for the group at DML. Savannah and Cynthia were my team and they made the entire process as painless as possible. They texted me helpful reminders and emailed me everything I needed to help me keep track. This was literally the least stressful part of buying a home which is kind of wild! I'm a single mom so the home shopping and buying process was overwhelming but I had these two amazing women cheering me on in the background and I wish they could help me with everything!
Wanna talk about fast,detailed,and efficient?!You've definitely found the right mortgage company Mrs Vanessa and her team made my loan process quick and easy! I definitely couldn't have asked for better assistance, they truly came through for my family and i.
The is a very professional company. The beginning with Monica was so smooth and she is a super person to work with throughout the whole process. Misty was fantastic and kept us informed the entire time. They always return your calls and constantly reassure you at all times. Janeth was great to work with at the end. Overall highly recommend this company to anyone who wants a honest and stress free loan.
Working with Corey and her team at Direct Mortgage Loans was an absolutely wonderful experience. We walked into this process unsure, anxious and honestly a little uneducated on the entire home buying process. Corey met us with kindness, compassion and knowledge. Her willingness to help guide us into the right direction credit wise, really stood out from other lenders. With her knowledge and experience, we were able to turn our credit situation around, and buy the home of our dreams (in a much quicker time frame than we originally anticipated.) Forever grateful for Corey and Direct Mortgage Loans!
Helped make myself and my families dream of owning a home come true! Highly recommend to anyone searching for their new home.
We are beyond grateful to have had Cory by our side throughout our 5-year house-hunting journey! Her patience, dedication, and expertise made all the difference for us. Cory always went above and beyond, answering our questions—even after hours—and guiding us every step of the way with kindness and professionalism.Thanks to her unwavering support, we’ve finally found our dream home, and we couldn’t have done it without her. Cory ensured the entire process was smooth and stress-free, and we are so thankful for her hard work and care.If you’re looking for someone who truly has your best interests at heart, Cory is the one!
This is my third time working with Corey and every single time Corey and her team make it such a smooth process! The great working relationship with Black Oak Title too, helps to make the entire home buying process easy.
My experience was so satisfying that I have no word to describe it.Corey was wonderful really kind woman easy to work with,always listening and ready to respond to all my concerns quickly. She helps me save a lot of money by offering me programs.Thank you Corey you are the BEST!!!
My husband and I recently bought our first home and were fortunate enough to work with the team at Direct Mortgage Loans.Corey and her team were absolutely incredible and made the process so much less intimidating for us. Being first time homebuyers, we had a lot of questions and Corey was so helpful in going through all of the options/terms while thoroughly explaining their implications.We highly recommend their team for all of your home mortgage needs!
Corey helped us with our mortgage for our new house. She was quick to respond to any questions and gave us all the information we needed.
Corey and her team were fantastic. Everything was easy, quick, and timely. Our questions were answered quickly and clearly but with enough brevity so that we did not feel overwhelmed.
I’ve had an awesome experience with Corey and her staff. She is very professional and honest. She is very accessible and able to answer questions and get answers for you!!!!
Corey and Jamie and the rest of her team at Direct Mortgage Loans were friendly and helpful. Corey walked us through all the required information, the steps in the process, and what to expect.When we found a home, she called the Seller's agent to assure them that we would have no problems securing a mortgage. This assurance helped us beat a cash offer, and with her team's help processing the mortgage application, also kept up on the same timeline as a cash offer closing in just 3 weeks per the Seller's request.I've worked with the large mortgage companies and never received anything close to this level of service. At best, they would have provided a pre-approval letter, and in my experience they don't have the same sense of urgency to get the application processed to meet our timeline that Corey and her team did.Overall it was a wonderful experience, and I'll be going back to Direct Mortgage Loans as my first stop for any refinance or new purchases in the future.
Corey and her team are amazing they go above and beyond for their clients. I highly recommend them for anything.
Corey was fantastic and so helpful and responsive throughout the entire process. As a first time homebuyer, I had a ton of questions and she and my realtor worked together in tandem to answer everything quickly and patiently! She was always very reassuring and during the entire process.
This is my first time working with Corey and the team at Direct mortgage loans. She came highly recommended from my realtor Cory Willems. I had multiple lenders send me quotes and Corey was by far the most knowledgeable and helpful. Professionalism and kindness go along way in my book. Every question I had was answered and I never felt like this was just a real estate transaction. I felt like this was a partnership and the start of something great. Corey went above and beyond to support me during the whole process and even after closing on the house. If you want a top tier lender who will go the extra mile for you Corey is your girl. I can’t thank you enough. God bless
Corey has helped numerous clients of mine and done an excellent job - she communicates, educates and is very attentive to their needs. Highly recommend!
Corey and her team at DML are awesome!! Communication couldn't be better and they are always on top of things. Highly recommend to anyone looking to purchase or refinance. They will get it done!
Corey was amazing to work with. Very communicative and got everyone to the finish line without a single hiccup. Highly recommend
Corey was amazing to work with. As a first time home buyer- she worked tirelessly on my behalf, and would drop everything in to work numbers for me to put offers in whenever I needed it (which was often). She was professional, kind, and always answered all of my questions along the process. She was very responsive to my texts and calls at all times, and she made my home buying experience everything I had dreamed of. Could not recommend her more. An amazing experience!!
Corey was great to work with! I called her on a Sunday morning needing a pre-approval immediately and she had it to my realtor within the hour. I highly recommend her!
Cory glowacki at dricect mortgageWas awesome. I have been trying to buy a house for ever she really took charge and got everything done for me it was an amazing experience.
We have had a great experience with Direct Mortgage! Corey and her team were very patient and helpful from the beginning. We would definitely recommend them!
Corey was fabulous to work with! Her communication is top tier. She made things so quick and easy for everyone involved!
If you're in need of a lender, you couldn't do any better than Corey and the team at DML! I started working with Corey when I began searching for my first home. I knew very little about the process and was full of questions. Corey never made me feel like I was a bother. She was always available to answer any questions I had. She never hesitated to run numbers for me, to answer my texts or calls, or to explain a part of the process I was unfamiliar with. She's incredibly knowledgeable and very adept at navigating you through the entire process.But even more important is her genuinely upbeat, excited, and enthusiastic personality. Having such a kind and confident person lead me through the lending process really helped me keep a level head and be excited about purchasing my first home. Working with Corey felt like I was working with a close friend. I will definitely work with her again!
Corey was absolutely fantastic! She was such a help every step of the way and made us feel so comfortable and at ease the whole time. She was a pleasure to work with and we would recommend her and her expertise to anyone! Her and her whole DML team are true professionals!
I can’t recommend Corey and her team enough when searching for your perfect lender! Corey is always there to answer any questions you may have along the way, and eager to help see what programs best suit you. Highly recommend!
Corey and her team are outstanding! As a first time homebuyer, I was very nervous about the entire process and had a ton of questions; Corey and her team walked me through every single step and answered any question I had. They were so friendly, helpful, and thorough! They provide consistent updates throughout the process and respond to emails/calls so quickly. I truly enjoyed working with them. I highly recommend them to anyone, and especially to first time homebuyers!
Corey was super informative and helpful from the beginning. She worked late nights & weekends to help us get an offer accepted. Corey, Caryn and the rest of her team made the entire process seamless and smooth. Any conditions that underwriting came up with, they were there to help quickly and easily fulfill them. Corey even attended our closing to make sure that everything went smooth. She’s a first-time homebuyers dream! You won’t regret using her as your lender!
Corey's team was amazing. They closed my loan in a very short turnaround, were incredibly communicative and organized, and helped me all along the way. I would not change a thing about it - perfection in customer service from start to finish.
I had the pleasure of working with Corey Glowacki to secure a loan for my first home, and I can't recommend her enough. Not only is she professional and knowledgeable, but she's also incredibly friendly and funny, which made the process so much more enjoyable.From the very beginning, Corey took the time to get to know me and understand my needs, which made me feel at ease right away. She has a way of explaining complex concepts in a way that's easy to understand, and she was always available to answer any questions I had, no matter how small.But what really stood out to me about Corey was her sense of humor and positive attitude. She made the process feel like a partnership rather than a transaction, and I always felt like she had my best interests at heart.Thanks to Corey, I was able to secure a fantastic interest rate and loan terms that were tailored to my specific needs. I couldn't be happier with the outcome!Overall, if you're looking for a loan officer who is not only professional and knowledgeable but also a genuine, kind, and honest person, look no further than Corey Glowacki. I rated her 5 stars without hesitation and I look forward to working with her again when it’s time to refinance!
Corey was FANTASTIC as our lender! As first time homebuyers, she ensured we were comfortable with every step of the homebuying process and always explained everything to us in easy-to-understand terms. Any time we had questions, we could text or email her and she responded within an hour. When we first met with her, she took our budget and ran multiple options for us based on different down payments and different house prices, so we could see what our monthly payment would look like. This allowed us to see what we could actually afford and helped us shop for houses within our budget. She even went so far as to lock in our rate when she saw the markets trending upwards, to ensure we had the best rate possible for the time. Hands down recommend Corey for any homebuyer! She's the best!!
Corey was extremely helpful and knowledgeable about the entire mortgage process. She helped me to secure a lower rate than I expected and was very friendly throughout everything. I have already referred several friends to her and will continue to do so in the future. Choosing anyone else for your mortgage needs would be a major mistake and will cost you a lot of money in the long run. I trust her and will continue to do business with her ANY time I need a mortgage in the future.
I can’t say enough good things about Corey and the DML team. We inquired about refinancing on a whim and Corey and her team did not disappoint! They communicated consistently and answered all my questions quickly. Very smooth transaction and overall an excellent experience. I have recommended Corey to several people and will continue to do so!
Corey and her team were with us every step up of the way. They worked diligently to make sure that we were able to have a quick closing (less than a month) and patiently guided us through the process of applying and securing necessary documents. Corey and her team responded promptly to our questions and ensured that we understood the process. During our interactions, they demonstrated professionalism but also were personable and seemed to be as excited as we were to buy our house. I highly recommend contacting Corey to assist you with your mortgage needs.
Corey was amazing...our Journey began 2 years ago. My credit score was poor and needed work. Corey kept in contact throughout, letting me know what was hurting my score and helped my husband and I get to where we needed to be to obtain a mortgage. I was a first home buyer and unfamiliar with the steps and process. Corey was amazing,patient and very informative answering all my questions. Today,after our 2 year journey, my husband and I closed on our first home!!!! Thank you so much to Corey and her team!! They are amazing, I would highly recommend her wether it be first home,or refinancing!! It has been a pleasure working with her!!(closing was pushed back some,but no fault to Corey and her team) Together with Corey and her team WE DID IT!!!
It was a pleasure working with Corey. She was so wonderful and gracious to me throughout the entire process. Corey was friendly, knowledgeable, and accessible. She kept me in the loop and was readily available when I reached out to her. Corey definitely helped to make my family and I home buying experience go smoothly. If you're looking for a great home buying experience I highly recommend her services to you.
Corey is great! She helped us with our mortgage for the purchase of our home. We could not have asked for a more responsive team! Every step of the way we received updates and always knew where our loan was in the process. We closed on time and without any issues. I definitely recommend Corey if you are looking for a mortgage professional!
