Heyden Smith2023-04-05T11:27:59-05:00
Heyden Smith Headshot

Heyden Smith

Sr. Loan Processor

Michelle Jacinto Team of Direct Mortgage Loans
White Email Icon
Phone Icon
Location Pin Icon

8227 Wicker Avenue, St. John, IN 46373


Heyden has over 20 years of experience in the mortgage industry and loves having a front row seat to seeing DML’s impact on families and homeowners every single day. She is proud to be a part of the DML Family and to serve others, whether that’s her customers, team members, or the company in general.

When Heyden isn’t working, you will find her reading, working out, drawing, painting, or watching ancient and medieval history documentaries.

Quote to Live By: “A smile remains the most inexpensive gift I can bestow on anyone and yet its powers can vanquish kingdoms” – Og Mandino


Harold JamesHarold James
21:57 20 Mar 23
Help me look for a home in Delaware
Shirley LeeShirley Lee
14:52 20 Mar 23
Michelle Jacinto, team members work very hard to get you approved for a home we become family with them, my husband and l love our new house and we had a wonderful experience with the whole team.
Kathryn FrakesKathryn Frakes
14:13 20 Mar 23
Michelle and her team were absolutely flawless throughout the home buying process. We worked with several of her team members, including Sherry and Mary, and were consistently impressed with their professionalism, knowledge, and speediness. Everyone was an absolute delight to work with and made the process much more manageable and enjoyable during a time that was stressful for us. They went above and behind and we are grateful they were with us every step of the way.
Jason StruzikJason Struzik
14:05 20 Mar 23
By far the best and most efficient way to get a morgage!! Being local and never having to step foot in the office made this experience phenomenal! Michelle and her team is by far the friendliest and most of all they always kept us informed. Also they have an app!! Thanks again!!
Ricardo SerranoRicardo Serrano
17:59 16 Jan 23
Simply the best lender! Always attentive, very knowledgeable and professional! Her team and Michelle herself will do everything in their power to get you a loan. I love her e-newsletters. Very informative. I will always be grateful for her help. For getting us into our first home and for that, I always recommend her services to my friends and colleagues.


Orange Calculator Icon

Mortgage Payment Calculator

Rent or Buy Icon

Rent or Buy?

Compare Two Mortgages Icon

Compare Two Mortgages

Time to Refi Icon

Time to Refinance?

Home Affordability Icon

Home Affordability


We provide you with a stress-free and personalized home-buying experience. Our knowledgeable team works directly with you to ensure your home purchase goes smoothly.

In under a minute, you can apply for pre-approval by sharing some basic information. If you’re qualified, you’ll get a free pre-approval letter sent to you.

Learn more

Based on your personal home financing goals, select from a variety of loan options, including conventional, FHA, VA, and USDA loans.

We also offer popular low down payment home loans, and niche products for specialty circumstances.

With our quick process, and experienced team, you’ll be at the closing table in no time!



Our FREE home buyer guide provides the insight you need to build your home buying confidence.

Homebuyer Guide
Go to Top