There is a unique homebuying opportunity for law enforcement, teachers, and emergency technicians through the Good Neighbor Next Door program. This program, offered by the United States Department of Housing and Urban Development (HUD), provides an incentive to buy qualified homes for 50% off the listing price. In this article, we will discuss how this program works and who may be eligible. Connect with us to get started. 

What is the Good Neighbor Next Door program?

The Good Neighbor Next Door loan program offers qualified professionals housing incentives while contributing to community revitalization. By purchasing an eligible property, a qualified home buyer is offered a 50% discount from the listing price of the home.  

The Good Neighbor Next Door program may sound too good to be true so let’s get into the specifics. This program may allow you to buy a home for 50% off and with as little as $100 down. However, these benefits are only available for eligible real estate properties.  


HUD: Property Search Link 

Homes available for purchase through the Good Neighbor Next Door homes available to buy are typically foreclosed properties financed by FHA mortgages. After foreclosure, HUD becomes the owner of the properties and offers them for sale. Therefore, only very specific properties are for sale through this beneficial program. 

Location is another limiting factor of the program. All homes available through the Good Neighbor Next Door program must be in a government assigned revitalization area. These are areas with relatively low median household income, high foreclosure rates, and low homeownership rates. The goal of the Good Neighbor Next Door program is to expand homeownership opportunities in these areas.  

The good news is that there is a direct HUD property search link to find properties available for purchase with this program. The properties for purchase will be listed on this website for seven days. After seven days, they are no longer up for sale. 


 Who is eligible for the Good Neighbor Next Door program?

  • Law Enforcement
  • Teachers
  • Firefighters
  • Emergency Medical Technicians
  • Teachers

By now, you may be wondering if you are eligible for the Good Neighbor Next Door program. You may be eligible if you are a full-time law enforcement officer, teacher, firefighter or emergency medical technician working for a school, department, or agency serving the area where the home is located.  

Qualifications to be an applicant for HUD’s program: 

  • Law enforcement officer, teacher, firefighter, emergency medical technician in area of property 
  • You or your spouse must not have purchased a home through this program prior 
  • You or your spouse must not have owned any home in the year prior to bidding on HUD’s property 
  • You must certify that you will remain in the same qualifying position (law, teacher, firefighter, emergency medical) for at least another full year
  • Must live in the property for a minimum of 3 years as primary residency 

HUD’s Good Neighbor Next Door program has very great advantages. If you qualify for this program and are looking to buy a home, then contact us to get started. If you do not qualify, there are many other programs that may help you buy a home with great advantages such as a lower down payment.