Joe Salem2025-01-02T08:17:33-05:00
Joe Salem

Joe Salem

Sales Manager | NMLS# 180651

Desai Team
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jsalem@directmortgageloans.com

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C: 443-902-4917
F: 443-279-2324

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11011 McCormicck Road, Suite 400, Hunt Valley, MD 21031

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Licensed in DC, DE, FL, MD, NC, NJ, PA and VA

I am eager to put my 15+ years of experience in the mortgage industry to work for you. Over the past 14 years, I have learned a lot about the mortgage industry, but the most important thing I have learned is the American Dream of owning a home is real and available to everyone; and it’s my job to help you get there. I strive to work with as many families as possible and help them achieve this goal. I have helped hundreds of families with buying their home, buying that special getaway at the beach or mountains, and helping real estate investors build their investment portfolios. My goal in every transaction is to provide my customers with whatever THEY deem is important to them- open and honest communication, competitive rates and fees, a streamlined process through underwriting, on-time settlement etc. As an experienced loan officer, I am able to anticipate the documentation needs and thus avoid borrower frustration and delays throughout the purchase process. Whether you are buying your first home or your last, I would love to help you and your family through the mortgage process. Feel free to contact me with any questions you may have.

THE REVIEWS ARE IN…

Joe Salem
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Frank Duvall
17:03 31 Dec 24
I found Joe through an online search for first time home buyer grant programs. Joe and his team were awesome to work with and guided me though the entire process. I connected with Joe just before Thanksgiving and settled on my home before the New Year. Best of all I bought a great house with less than $1000 cash out of pocket thanks to Joe and my Realtor!
Selam Mathewos
15:06 11 Oct 24
I applied and haven’t heard back.
Frederick King
21:29 13 Sep 24
The team did fantastic job get us the loan structre we needed to purchase and enjoy our dream retirement home. Give Joe a call to get it done, right!!!
Zeby Thosanii
13:03 25 Jun 24
I am first time homebuyer I am glad I choose Joe Salem and his team for making the process of approval going smooth.Joe was able to answer all questions and made sure I was able to get the best possible rate as first time buyer he very well guided us through the process.Thank you for this experience.highly recommended!!!
HICHAM RIDOUANE
17:16 18 Jun 24
very satisfied with the services and recommendations provided by Joe. thank you
Evan Hinton
18:21 15 Jun 24
my experience was excellent, Joe and David treated my wife and I as if we were their only clients. Always available to answer questions and seemed to really have our best interest in mind with the home buying process. They took extra time to explain parts of the process we didn’t fully understand and guided us in a direction that ultimately helped us in a big way.
Zeca Gama
04:50 26 Mar 24
Joe Salem is a hard working guy, to have my loan underwritten before I went to look at homes, made the process smooth. From when I started the process to when I could have closed on the house was 3 weeks. He answered questions and explained every step of the process as we went; considering this was my first house. I WOULD HIGHLY RECOMMEND TALKING WITH JOE AND HIS TEAM IS YOU NEED A MORTGAGE ON A HOME.
Anna Dowling
13:20 24 Jan 24

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WE MAKE HOME BUYING EASY

We provide you with a stress-free and personalized home-buying experience. Our knowledgeable team works directly with you to ensure your home purchase goes smoothly.

In under a minute, you can apply for pre-approval by sharing some basic information. If you’re qualified, you’ll get a free pre-approval letter sent to you.

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Based on your personal home financing goals, select from a variety of loan options, including conventional, FHA, VA, and USDA loans.

We also offer popular low down payment home loans, and niche products for specialty circumstances.

With our quick process, and experienced team, you’ll be at the closing table in no time!

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Every loan officer and principal is licensed and stays current on new laws and regulations. Information on our company and loan officer licensing can be found at NMLS Consumer Access.
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