


Home Loans for Police Officers
Since 2020, Direct Mortgage Loans has proudly served as the preferred lending partner of the Fraternal Order of Police (FOP), providing exclusive mortgage benefits to members as well as their families, and friends.
Exclusive Mortgage Perks For Police
Upon closing, members, and their family and friends get to choose from one of these perks to assist with home financing needs:
- $500 Closing Cost Credit
- $500 Gift Card
- First Year’s Payment of a Home Warranty through our partnership with Liberty Home Guard
Plus, we’ll make a $100 donation to the FOP Foundation, in the FOP member’s name, to support FOP Foundation’s causes.
Mortgage Advice Hotline
Got a question? Need guidance? Think of our home loan hotline as your personal dispatch—quick, reliable, and ready to assist. Our mortgage advisors are here to help—available outside normal business hours to work with your schedule.
Direct Mortgage Loans offers home loans for police officers and their families with top FOP benefits that have the best police mortgage rates available. At Direct Mortgage Loans, we believe that home loans for law enforcement officers are one way that we can give back to this community and their family members, who have done so much for the rest of us. Our law enforcement mortgage loans have some of the most competitive interest rates available to help you save money when home buying. Whether you go with a fixed rate or an adjustable rate, police mortgage loans will be assessed by a loan officer who specializes in mortgages for police officers.
With mortgage programs for police home loans that work with private mortgage insurance and limit out-of-pocket costs, first-time homebuyers will get the payment assistance that they’re looking for.
Hear From Fellow Law Enforcement Members
Don’t just take our word for it—see what your fellow law enforcement members have to say about their experience with Direct Mortgage Loans.
Accessible & Attentive
“Brent was accessible and attentive and took the time to walk me through all the steps. He was thorough in answering all our questions.”
President Yoes
Super Easy & Quick
“Got me a better deal than I had expected going into this, and made it super easy and super quick. Answered any questions I had and was in constant contact with me.”
Matthew A.
Painless Process
“Everyone we worked with during the whole process made it so easy and painless! Plus I got a great credit for being a FOP member!”
Nancy S.
To qualify for the FOP mortgage benefit, the borrowing party must be a serving police officer, immediate family, or friend. Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID# is 832799 (www.nmlsconsumeraccess.org). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Suite 400 Hunt Valley, MD 21031. This is a paid endorsement. Equal housing lender.