Upon closing, members receive:

  • $500 Closing Cost Credit

  • or $500 Gift Card

  • AND $100 Donation, in your name, to the FOP Foundation.

For more information on your mortgage benefits with Direct Mortgage Loans, contact [email protected].

Complete this form for your FREE mortgage analysis.


Direct Mortgage Loans (DML) is committed to outstanding mortgage solutions and building lifelong relationships. DML has built a reputation as a premier lender who is respected for our work ethic, commitment to customer experience, core values, and dedication to our communities.

Anthony Naumoski “Besides getting a great rate, Brent was accessible and attentive and took the time to walk me through all the steps. He was thorough in answering all our questions and I felt supported throughout the process. ”
-Presient Yoes
Jamie Lopez “Everyone we worked with during the whole process made it so easy and painless! Plus I got a great credit for being a FOP member!”
-Nancy S.
Mark Murphy “Got me a better deal than I had expected going into this, and made it super easy and super quick. Answered any questions I had and was in constant contact
with me.”
-Matthew A.

Karen Reed “The process itself could not have been easier. We never left our state of Ohio and everything was processed and closed in a very timely manner. I would recommend to anyone with financing needs!”
-John G.

Ask about the DML Advantage Program!

3.5% Down Payment Grant

Eligible Borrowers: First-responders; Military Personnel; First-time home buyers; educator; medical personnel; or civil servant in a federal, state or local municipality.


As the lender partner of the Fraternal Order of Police, we are proud to contribute to the FOP’s charities, and to back the blue. Every month, Direct Mortgage Loans recognizes a member of law enforcement through our Nominate An Officer program.

Nominate An Officer