Allen Payne2023-03-06T12:03:06-05:00
Male wearing gray shirt and glasses smiling

Allen Payne

Loan Originator | NMLS #1620628

The Chesapeake Team Direct Mortgage Loans
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12911 Ocean Gateway, Ocean City, MD 21842


Licensed in DE, MD and VA

Allen P Payne was born in Salisbury, MD and has lived on the Eastern Shore his whole life. Allen graduated from Pocomoke High School in ’10, and Salisbury University ’14 with a Bachelors in Science Geography. The Eastern Shore of Delmarva has always been Allen’s Home, and this makes him well suited to help those of all ages find their slice of Delmarva Life. His Professional sales career started at Allstate and then moved to Retail Banking. His Mother was always in the Mortgage Lending field, and this career choice quickly led him to follow in her footsteps. When he found a company that truly made him feel like a part of a family, and would give him the opportunity to learn, he couldn’t pass it up.


Laura RamamonjiarisoaLaura Ramamonjiarisoa
14:55 30 Mar 23
As a first time home buyer, I was very nervous because I didn’t really know much about the process or even where to start. I searched for local loan officers on Google and found Allen. He took the time to explain the process, made sure I had the documentation ready from the get go and had them reviewed by the underwriter even before we started house hunting to help us prepare a stronger offer, checked on me on a regular basis, always made himself available for any questions, made sure I was comfortable with the commitment I was getting into, and gave a lot of helpful suggestions based on his experience in the industry. What’s more, he took the time to monitor the rates for me which I really appreciate. All in all, I really felt like I was in good hands and the entire process wasn’t as stressful as I anticipated, especially with my busy schedule. I’m really grateful for the work Allen and his team put into getting us our first and much needed home in no time. When Allen says he can close in 15 days, he really means it! That totally blew me away. If you’re looking for someone who will go above and beyond for you, then he’s your man!
Ally ChincoteagueAlly Chincoteague
17:19 12 Mar 23
We would highly recommend Allen Payne. We have done multiple transactions together directly or indirectly thru his loan officers and closers. He goes above and beyond to get you the results you are looking for. Thanks Allen!!!
Great to work with. Made it easy to purchase my house.
Stephen FreyStephen Frey
16:46 31 Aug 21
Allen was instrumental aiding in the purchase of my home. He is very knowledgeable and worked very hard to make me a well informed party, always patient and willing to explain everything I needed to feel comfortable and confident. I will definitely be seeking his aid in the purchase of my next home without a doubt. He also received a glowing review from a personal friend of mine for her home purchase. Thank you Allen!
Jeff MiddletonJeff Middleton
14:22 24 Aug 21
Allen did a great job for us!! Even in this tough to find a house scenario we are going through he jumped back and forth and all around to make it work for me and my family. We were recommended to him from our son as he had such a good experience working with Allen. Thanks again!!
Diana PayneDiana Payne
00:44 13 Aug 21
I thought the home buying process would be difficult, but the only difficult part was finding the house. Allen and his team were very helpful and knowledgeable. They had me all set and ready to sign very quickly. The only hold up in closing was the sellers moving out!
Erika SchadtErika Schadt
17:01 11 Aug 21
Being a Real Estate agent in Virginia, I have worked with many loan officers, Allen is my go to loan officer. I refer all my clients to Allen because he is knowledgeable in the market, professional and always available. Allen takes pride in his commitment to his clients. He will guide you step by step through the loan process, helping make it stress free. One of the best parts about using Allen as your loan officer, besides his availability and knowledge in the market, is you will gain a great friend in the end!
Diana GrayDiana Gray
11:12 10 Aug 21
Allen was very thorough and always kept the best interest of his client his top priority. As the Broker/Buyer Agent, he also took the time to meet with me to explain in detail the various loan programs available. Allen went above and beyond to make sure we went to settlement.
Chuck CampbellChuck Campbell
14:32 06 Aug 21
Allen is the man for mortgages on the eastern shore! He exceeds expectations every single time and does what it takes to get his clients to settlement. I have taken clients to Allen on more than one occasion and he's been able to get it done when other loan companies couldn't.
Melissa GeeslinMelissa Geeslin
01:58 06 Aug 21
I have worked with Allen on many transactions in which I assisted his clients in obtaining homeowners insurance. He has a passion for assisting folks through the purchase of their home or refinancing their current home. They always tell me how much they enjoy working with him and also how he explains the rules to get them that clear to close!
Steve ParsonsSteve Parsons
15:24 05 Aug 21
As a real estate agent, I deal with lenders and loan officers on a daily basis. Allen is one of the best that I have ever worked with and will do what is necessary to help you secure your home loan. He's not just there for your single transaction, he'll be your loan officer for life.


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We provide you with a stress-free and personalized home-buying experience. Our knowledgeable team works directly with you to ensure your home purchase goes smoothly.

In under a minute, you can apply for pre-approval by sharing some basic information. If you’re qualified, you’ll get a free pre-approval letter sent to you.

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Based on your personal home financing goals, select from a variety of loan options, including conventional, FHA, VA, and USDA loans.

We also offer popular low down payment home loans, and niche products for specialty circumstances.

With our quick process, and experienced team, you’ll be at the closing table in no time!



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