
Derek Burkholder
Loan Originator | NMLS# 1503994


C: 717-824-2356

1447 York Road, Suite 400, Timonium, MD 21093
With over 10 years in the mortgage industry, I’ve had the privilege of helping hundreds of families achieve the dream of homeownership. One of the things I’m most proud of is not just guiding clients through the loan process, but helping them build a foundation for their future, creating a place where memories are made and legacies are built.
During my time in the industry, I also served 6 years in the Marine Corps Reserves, balancing military service while building my career in the civilian world. The discipline, leadership, and commitment to serving others that I gained in the Marine Corps continues to influence the way I approach my work and support my clients today.
Outside of work, I enjoy sports, especially football and golf, tending to my colorful at-home saltwater aquarium, and most importantly, I cherish spending time with my wife and our little boy, who truly make my world complete.
A favorite quote that resonates deeply with me is from Maya Angelou: “Home lives in all of us. The safe place where we can go as we are and not be questioned.” This perfectly reflects the way I approach my work, helping people create that safe place they can proudly call home.
THE REVIEWS ARE IN…

He was friendly, easy to talk to, and incredibly responsive—answering our questions at all times of the day. He took the time to explain loan estimates and the entire mortgage process in a way that made sense, which was a huge help in reducing the stress of buying a home. More importantly, he didn’t just process our loan; he actively worked on our behalf, advocating for us and ensuring all the numbers were accurate, especially when dealing with the title company.
The mortgage process can be overwhelming, but Blake’s professionalism, knowledge, and willingness to go the extra mile made a big difference. I’d highly recommend Blake and DML to friends, family, or anyone looking for a loan officer who truly has their best interests in mind.
They had alot of patience with me
They answered all my questions and guide me through the process
Myself and family are so excited with the new house 🏠
Justin was also excellent about making sure I had all the documents I needed, and again answering MANY questions throughout.
The whole team was kind and willing to help and made my experience pretty simple and stress-free. I would recommend them to anyone, especially first-time buyers!
But they made these experiences unbelievably pleasant. We are one happy family 🙂
Technology:
The DML team utilize an online portal which made it super easy for me and my spouse to upload all of our documentation to help support our loan process. As a technologist, I respected this process, which ultimately made the purchasing process easy for us. The DML team was able to communicate directly with me and my spouse through the portal, which allowed us to have good communications and our loan process quicker.
Customer Engagement Team:
Blake and Justin Hyatt Made our process of purchasing the home very seamless, and the transition for my family very easy. They were engaged throughout the entire loan process and showing that all of our documentation was in order and was able to Reuse our VA loan on the new home purchase.
This entire team during this process was absolutely great, and I look forward to building more relationships with them through purchasing additional homes.
To the DML team, keep being great and keep helping people secure the best loans for their families.
The team's communication was impeccable; Blake, Justin, Vinny and Jessica were always available to answer my questions and address any concerns promptly. Their attention to detail ensured that I understood all aspects of my mortgage agreement, leaving me feeling confident and secure in my decision.
Not only did they secure me a fantastic rate, but they also tailored the mortgage to suit my specific needs and financial situation. Their dedication to finding the best possible solution and to make my home buying process as smooth as possible was evident throughout the entire process.
I would highly recommend Direct Mortgage Loans to anyone in need of mortgage services. Their knowledge, reliability, and commitment to client satisfaction truly set them apart. Thank you for making my home buying journey a smooth and successful experience!



















































