Chad Smith2025-06-03T12:43:55-05:00
Chad Smith

Chad Smith

Loan Originator | NMLS #1114598

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365 E Germann Road, Suite 301, Gilbert, AZ 85297

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Licensed in AZ

Chad Smith, Loan Officer at Team Gilbert, has been working in the real estate industry since 2003. He started as a realtor and transitioned to a Loan Originator in 2013. He is passionate about helping his clients navigate the mortgage process and buying a house – a process which he understands can be overwhelming and confusing. He takes pride in making the experience enjoyable for his clients, as he recognizes that this is most likely the biggest purchase of their lives.

In his spare time, Chad enjoys spending time with his kids, skateboarding, snowboarding, completing yardwork and going on family bike rides around the neighborhood. He is also a local sports fanatic, a live music fan, and an avid fan of Mexican food.

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THE REVIEWS ARE IN…

Matthew Musquiz
23:13 11 Feb 25
Chad is one of the most down to earth people I have ever had the pleasure of speaking with. For what seems like a massive loan and investment can be nerve-wracking, he makes you feel like you know exactly what is going on and keeps you in the loop on all issues. We all know the feeling of being nervous about entering into a long-term commitment, but Chad genuinely helps you feel informed and at ease about the process. It also helps that when there is a problem, Chad is on top of the problem within an hour. He even tries to get ahead of deadlines so you aren't late. I cannot recommend him enough.
Garrett Hill
14:56 17 Dec 24
Chad and his whole team were incredible, very responsive, knowledgeable and super friendly throughout the whole process
Beulah Hayden
23:48 17 Nov 24
Chad is wonderful to work with. He is very knowledgeable and I trust him. Chad goes above and beyond expectations and is always one step ahead of the game.
Scott McCreary
22:06 10 Nov 24
Chad was very helpful with our loan - friendly and efficient!
Chris Vella
23:42 26 Oct 24
Keri Stelle
23:10 26 Oct 24
Chad is knowledge and great to work with. He communicated proactively, leaving us always aware of where what was next in the process and avoided surprises. Chad's communication, care and industry insights make him a great loan office. I highly recommend!
Ky Crowe
04:31 26 Oct 24
I had an excellent experience with Chad. He helped me finance my house despite my unique income situation (SMB owner). Will definitely use Chad again.
Carrie Keller
19:58 22 Oct 24
Chad has been incredibly helpful when weighing options for future home purchases. He is kind, professional and knowledgeable. He is a trusted advisor that I would recommend to anyone looking for a mortgage lender.
Jessica Rogers
19:11 22 Oct 24
We bought our home in August of 2022 and were navigating some complications, as we were moving from out of state, applying for a mortgage for the first time as a married couple (which was more complex than we anticipated), and trying to settle into a home before the interest rates shot up. We weren't sure what to expect and what might be different in Arizona versus in Tennessee, but Chad walked us through the process, got us through some hiccups, and helped us finally cross the finish line.
Erin Bowman
00:35 22 Oct 24
We had a great home buying experience with Chad and would recommend him to anyone looking for someone honest but who always works through fast deadlines. We appreciate the ease of communication and flexibility working via the direct mortgage app.
Thank-you for the great partnership and service; we happily recommend Chad.
Danielle Lawson
17:48 17 Oct 24
Chad and his team are the very BEST! With tight timelines and challenging circumstances, Chad has been fantastic at treating me like I'm his only client. Buying a home is one of the most life-changing experiences, and having confidence in the process makes a huge difference. I have used Chad multiple times and will definitely go back when the time comes.
Mason Kondo
16:24 17 Oct 24
I had an excellent experience working with Chad for my mortgage loan. The team was professional, responsive, and made the entire process smooth and stress-free. They explained everything clearly and provided timely updates, ensuring I felt confident every step of the way. I highly recommend them to anyone looking for a reliable and trustworthy mortgage lender.
Tiffany Griffin
18:35 07 Mar 24
I would give Chad 10++ stars. He is my go too for my personal loans and for my clients. I have been working with Chad and the team for probley close to a decade. They are my #1 lender in my book of referrals.
Bill Stelle
14:58 18 Jan 24
Friendly, knowledgeable, and great communication. Really appreciated working with Chad and team at VIP.
Jodi Jackson
20:29 16 Nov 23
Chad was very knowledgeable and kept us updated throughout the whole loan process. He is professional and friendly. I highly recommend Chad and the whole team at VIP Mortgage
Chelsea Rusch
14:26 19 Aug 23
Sarah Fuller
22:52 16 Aug 23
Buying a house can be overwhelming, and Chad was so great at answering all of our questions, and helping us stay on top of all the paperwork necessary. He worked quickly and efficiently to help us get a house in our time frame, and in our budget. I would definitely recommend using his expertise if you are buying a home!
Gayann Hutchison
13:47 25 Jul 23
Chad was great to work with. Always picked up the phone. Both my client and I agreed that Chad was personable, reliable and dependable to work with.
Shane Cotton
21:20 13 Aug 22
Wow. Just wow. Chad and his team did excellent work. They worked with me extremely well. Even when we had some obstacles it was no problem for Chad and his team to come up with solutions. Very personable, great personalities and just awesome. Thank you for all of yalls hard work!

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