Adjustable Rate Mortgage (ARM) Loan

An adjustable rate mortgage (ARM) is a home loan with an interest rate that can adjust over a time period. Monthly mortgage payments can increase or decrease throughout the life of the loan. Generally, the initial payment is lower  than a comparable fixed-rate mortgage.

  • Lower rates and payments early in the loan term.

  • Option for borrowers who don’t plan on living in one place for long.

  • Rates and payments can increase and decrease over the life of the loan.

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