First Time Home Buyer Loan Programs in South Carolina The South Carolina State Housing Finance and Development Authority offers first time homebuyer programs designed to assist low-to-moderate-income families and individuals. These programs provide competitive fixed-interest-rate mortgage loans and, when available, [...]
The most recent Federal Reserve report has highlighted a concerning reality: outstanding credit card debt hit $1.03 trillion in the second quarter. To put this in perspective, that's like writing a check for a jaw-dropping $1,030,000,000,000! With credit card debt [...]
Being denied a mortgage from your lender can be discouraging. However, don't give up on your dream of owning a home or refinancing. Instead, empower yourself with knowledge and take strategic steps to turn this situation around. In this comprehensive guide, [...]
Mortgage Executive Magazine has unveiled its exclusive lineup: the top 1% mortgage originators in the USA for 2022. To secure a spot on this prestigious list, individuals must have achieved a minimum personal production of $30 million. This recognition aims [...]
Please help us congratulate our Encompass Administrator, Michelle Westervelt, for being awarded our 2023 Q2 Mission, Vision, and Values (MVV) winner. Direct Mortgage Loans’ MVV award recognizes and highlights the individuals that truly embody the mission, vision and core values of [...]
Join us in welcoming the newest addition to the DML family; The Mosby Team, led by Dawn Mosby, a Washington D.C. native and mortgage industry expert. She has helped thousands of buyers on their journey to owning a home in [...]
What is a home equity loan? A home equity loan allows you to use the equity in your home as collateral. If you've owned your home for some time, you may have additional equity, enabling you to borrow against it [...]
Private Mortgage Insurance (PMI) When it comes to conventional loans with low down payments, Private Mortgage Insurance (PMI) often comes into play. This insurance serves as a safeguard for lenders, allowing them to provide financing for buyers with down payments below [...]
Direct Mortgage Loans had the privilege of attending the 2023 FOP Biennial National Conference & Expo in Las Vegas, NV. This event for the FOP, known as the largest and oldest law enforcement labor organization in the United States, was [...]
Direct Mortgage Loans has awarded Technical Administrator, Sam Martin, Volunteer of the Quarter. This award is presented to one volunteer each quarter during our monthly recognition meeting, to celebrate those who have gone above and beyond in their community! Throughout [...]
