Non-QM Loan

A non-qualified mortgage loan is one that does not comply with the requirements set forth by the Consumer Financial Protection Bureau (CFPB) and/or the standards set by the federal government. Direct Mortgage Loans offers a variety of non-qm loan products that provide advantageous benefits for our borrowers.

  • Range of down payment options.

  • Buyers with lower credit score could qualify for a mortgage.

  • Less stringent income documentation.

  • Program types include: Bank Statement, Investor Cash Flow, Asset Qualifier, ITIN, and more.

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