A non-qualified mortgage loan is one that does not comply with the requirements set forth by the Consumer Financial Protection Bureau (CFPB) and/or the standards set by the federal government. Direct Mortgage Loans offers a variety of non-qm loan products that provide advantageous benefits for our borrowers.
Range of down payment options.
Buyers with lower credit score could qualify for a mortgage.
Less stringent income documentation.
Program types include: Bank Statement, Investor Cash Flow, Asset Qualifier, ITIN, and more.