Conventional Loan

Typically viewed as the 20% down mortgage solution, conventional loans come in all shapes and sizes. Direct Mortgage Loans offers a variety of conventional loan products that provide advantageous benefits for our borrowers.

  • Range of down payment options.

  • Eliminate mortgage insurance with 20% down payment.

  • Less restrictive property guidelines.

  • Low on down payment funds? Consider these options:

  • Fannie Mae HomeReady & Freddie Mac Home Possible

  • Affordable housing programs that offer borrowers the opportunity to purchase a home with a 3% down payment.

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