Your Guide To Buying A Beach House Have you always dreamed of buying a beach house? A beach house can be a great investment. In this article, we will guide you through the steps to buy a vacation home. Benefits [...]
We are thrilled to announce the launch of our newest branch, The Palmetto Team of Direct Mortgage Loans in Charleston, South Carolina! Please join us in extending a warm welcome to our Branch Managers, Oliver Gibson and Paul Gordon. We’re [...]
What is a realtor preferred lender? Realtors often recommend preferred lenders because they have trust in these individuals or companies to efficiently complete the approval process and successfully close transactions. In the competitive real estate market, agents may spend weeks [...]
What is the Baltimore down payment assistance homeownership incentive program? Good News for First-Time Homebuyers! The Office of Homeownership is now offering a First-Time Homebuyers Incentive program to homebuyers purchasing in Baltimore City. This incentive program provides funding that you [...]
As with any mortgage loan option, there are advantages and potential disadvantages to VA loans. However, VA loans are an optimal home financing option for eligible veterans, active-duty members, or a qualifying spouse. Here we will examine some VA loan [...]
What is an ITIN loan? ITIN home loans are a specialized form of financial assistance designed specifically for individuals who possess an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number (SSN). Unlike traditional loans that require an [...]
Stephanie Henkelman is the Chief Financial Officer and member of the Executive Leadership Team at Direct Mortgage Loans. With nine years of experience in the mortgage industry and a background in public accounting, she is passionate about providing financial leadership [...]
What are discount points? Discount points also referred to as mortgage points, are upfront payments made to the lender during the mortgage process. Specifically, discount points allow borrowers to reduce their interest rate, resulting in decreased monthly mortgage payments throughout the [...]
What is the Anne Arundel County Mortgage Assistance Program (Map)? The Anne Arundel County Mortgage Assistance Program provides deferred loans to first-time home buyers in Anne Arundel County to help with down-payment and settlement costs. Direct Mortgage Loans is approved [...]
What does being a direct lender mean? A direct mortgage lender is a financial institution that provides funds directly to borrowers without the involvement of non-bank creditors. In the mortgage industry, direct lenders offer home loans and handle the entire [...]
