The Federal Housing Finance Agency (FHFA) recently made a statement that upfront fees for specific high-balance and second-home loans were going to increase beginning April 1, 2022. If you are considering buying a home, then doing so prior to the [...]
There's no doubt you have probably heard someone mention refinancing in the past few years. Refinancing your mortgage basically means you “are trading in your old mortgage for a new one, and possibly a new balance” (CentralBank). With refinancing being a [...]
Loan Originator, Maribel Nieto transited into the mortgage industry in 2018 after 18 years in the insurance industry. Thanks to the help of Branch Manager, Gilbert Almaraz from the Las Vegas Team! Maribel has a passion for service and loves [...]
Understanding the housing market is crucial, whether you’re looking to purchase or sell your home. Ensure a more seamless mortgage process by reviewing the characteristics and differences between a Buyer’s and Seller’s Market! What is a Buyer’s Market? According to [...]
Selling your home is a big decision, and you want to assure all goes smoothly throughout the process. The good news is that real estate professionals have worked extremely hard for the past two years to ensure safety for the [...]
Nominee of the Month: January 2022 Officer Chase Childers of the Conyers Police Department Congratulations Officer Chase Childers of the Conyers Police Department for being selected as our January 2022 NAO! Officer Childers always goes above and beyond his line [...]
The 2022 tax season is officially here, as of January 24th! Now, the Internal Revenue Service will begin accepting and processing federal tax returns for the year 2021. Whether you plan on filing taxes on your own or with an accountant, it is important to [...]
Show your home some love this Valentine's Day by using a HELOC, home equity line, or a cash-out refinance to provide the funds to improve your home! Cash-Out Refinance Cash-out refinance is a new loan to replace your current mortgage. [...]
Hunt Valley, Maryland, January 25, 2022 - Direct Mortgage Loans has announced it has earned the 2022 Top Workplaces USA award, issued by Energage, a purpose-driven organization that develops solutions to build and brand Top Workplaces. This is the inaugural [...]
Being prepared with a Home Emergency Prep Kit in an event of an emergency or disaster is essential to any homeowner. Review the list of basic supplies needed below to start your home emergency prep kit! According to the American Red Cross and Ready, the following basic supplies [...]
