19 07, 2021

VA Loans: Buying a Home as a Veteran

2021-07-16T16:03:41+00:00July 19th, 2021|Home Buying, Industry Knowledge, News|

A VA loan is a mortgage loan issued by private lenders for military borrowers. Currently, VA loans are the most substantial loan options available. If you or someone you know qualifies, here is a look at how VA loans work. [...]

15 07, 2021

What Credit Score Do You Need To Buy a House?

2021-07-15T12:49:57+00:00July 15th, 2021|Home Buying, Industry Knowledge, News|

Credit scores can be a confusing and misunderstood topic. In broad, a good credit score is ideal to qualify for a mortgage. However, different types of loans require different credit scores. Let us discuss what exactly a credit score is [...]

12 07, 2021

A Subtle Financial Hack – Paying Your Mortgage Biweekly!

2021-07-08T17:50:54+00:00July 12th, 2021|Home Buying, Industry Knowledge, News|

If you want to reap more financial benefits while only making a subtle change, paying your mortgage biweekly (every two weeks) may be the adjustment you need. Most homeowners currently have a monthly mortgage payment, consisting of some principal and [...]

8 07, 2021

Mortgage Executive Magazine Recognizes DML Employees as Top 1% Originators

2021-07-08T16:25:26+00:00July 8th, 2021|Home Buying, Industry Knowledge, News|

Congratulations to our Direct Mortgage Loans Branch Managers and Loan Officers who have been recognized by Mortgage Executive Magazine as the Top 1% of Originators in the county! This is a huge accomplishment, and we are so proud of your [...]

6 07, 2021

Why Are People Moving Right Now?

2021-06-30T16:10:55+00:00July 6th, 2021|Home Buying, Industry Knowledge, News|

Houses are being sold in days. Sellers are choosing offers way over their asking price. Buyers are dealing with defeat repeatedly. Yet so many people continue to pick up and move homes; why are people still moving? People are working [...]

2 07, 2021

What Is Biden’s Downpayment Toward Equity Act?

2021-07-01T20:04:22+00:00July 2nd, 2021|Home Buying, Industry Knowledge, News|

In addition to Joe Biden’s proposed First-Time Homebuyer Tax Credit, he introduced the Downpayment Toward Equity Act of 2021. This is another attempt at his promise to help Americans buy quality housing through financial assistance. While this bill is not [...]

1 07, 2021

Michelle Jacinto #36 Scotsman Guide Top Veteran Originator 2021

2021-07-01T16:31:15+00:00July 1st, 2021|Community, DML Culture, News|

Thank you, Michelle Jacinto, for your service, and for always going above and beyond for every client. Congratulations on being recognized as a Scotsman Guide Top Veteran Originators. #36 in the Nation is an impressive ranking, and we couldn't be [...]

1 07, 2021

How to be Competitive in the 2021 Housing Market

2021-07-01T14:46:03+00:00July 1st, 2021|Home Buying, Industry Knowledge, News|

Many are aware of the unusually competitive and complicated housing market that has continued throughout 2021. If you are a seller, this market is extremely opportunistic and advantageous. However, as a buyer, you are likely aware and dealing with the [...]