9 05, 2022

3 Helpful Things to Know About Non-QM Mortgage Loans

2022-05-11T16:03:48+00:00May 9th, 2022|Home Buying, Homeowner Tips, Industry Knowledge|

A non-qualified mortgage loan, also known as Non-QM, will become increasingly popular with the current housing conditions. Non-QM loans and original mortgage loans have some distinct differences. We will answer the following:     What is a non-QM loan?   How [...]

3 05, 2022

How To Create a Home that Promotes Mental Health

2022-04-29T19:52:46+00:00May 3rd, 2022|Homeowner Tips|

May is Mental Health Awareness Month. Direct Mortgage Loans understand just how important it is for someone to have a calming and peaceful space to call their own. Conversely, many struggle with creating a home that promotes mental health. Here [...]

15 03, 2022

Ultimate Beginner’s Guide to the 50/30/20 Budget Rule

2022-03-14T17:09:17+00:00March 15th, 2022|Homeowner Tips|

Whether you want to believe it or not, money is part of your everyday life, and there’s no way around it. In fact, only 24% of Millennials demonstrate basic financial literacy (Spendmenot); meaning that people are not implementing the idea [...]

10 03, 2022

Curb Appeal Tips that Will Boost Your Home’s Value  

2022-04-20T16:10:05+00:00March 10th, 2022|Homeowner Tips|

Create a welcoming atmosphere by boosting your home’s curb appeal this spring! Here are 10 simple ways you can increase your home’s value and look this season. For more inspiration, check out our other blogs on Curb Appeal!  Subscribe to [...]

8 03, 2022

Mortgage Interest Deduction: How to Save when Filing Your Taxes in 2022

2022-04-01T19:18:50+00:00March 8th, 2022|Homeowner Tips|

The mortgage interest deduction is simply a tax deduction for the interest paid on your mortgage payments; this is applicable for the first $1,000,000 of mortgage debt. Homeowners who bought their house AFTER December 15th, 2017, can deduct the interest [...]

1 02, 2022

How to Prepare for the 2022 Tax Season

2022-02-11T14:25:14+00:00February 1st, 2022|Homeowner Tips|

The 2022 tax season is officially here, as of January 24th! Now, the Internal Revenue Service will begin accepting and processing federal tax returns for the year 2021. Whether you plan on filing taxes on your own or with an accountant, it is important to [...]

27 01, 2022

Show Your Home Some Love This Valentine’s Day

2022-01-20T18:44:46+00:00January 27th, 2022|Homeowner Tips, Industry Knowledge|

Show your home some love this Valentine's Day by using a HELOC, home equity line, or a cash-out refinance to provide the funds to improve your home!  Cash-Out Refinance Cash-out refinance is a new loan to replace your current mortgage. The new loan amount will be greater than the [...]