If you are looking for a home loan and you are in a rural area, then this loan product may be best for you. The USDA Rural Housing program, administered by the U.S. Department of Agriculture, dedicates the program to [...]
Do you have equity in your home? Consider taking out a HELOC or a Home Equity Loan to gain access to funds. Read more to learn about the different types of Home Equity Loans available and if this option could [...]
There are a variety of loans available when purchasing a home. Deciding which option is the best for you can seem overwhelming at times. Not to worry! Our team of Loan Officers are here to help. Today we’re identifying the [...]
Five Reasons to Buy a House Around the Holiday Season Contrary to popular belief, buying a home during the holiday season is not as difficult as people think. There are many benefits to purchasing a house around the holiday season. Less Competition [...]
Over the life of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Furthermore, it’s important to ask these basic questions before making the decision to refinance your mortgage. Make sure to ask [...]
Is a 20% down payment needed to purchase a home? Let’s break down this common home buying misconception! Surprisingly, you do not have to put down the full 20% to purchase a home; There are a variety of loan options [...]
Looking to sell your home? Here are a few budget-friendly home staging recommendations that will help you appeal to potential buyers and get a higher return on your investment. Whether you are staging a home to sell, or just looking [...]
If you’re renting now, the time to buy has never been better! Moreover, purchasing your first home can be a big decision, but there are many benefits of homeownership vs. renting. Check out some of the benefits of homeownership to [...]
Executive Summary: Anna and Nick are previous mortgage clients of Direct Mortgage Loans. They knew they had a great experience with their home purchase but wanted to know if they could benefit from a refinance. With an opportunity to reduce [...]
Pre-approval and pre-qualification are both important and smart homebuying moves. However, these are two different terms. It is important to know what each means. We will lay out the definition of both terms, the process for each, and what they [...]
