Is a 20% down payment needed to purchase a home? Let’s break down this common home buying misconception! Surprisingly, you do not have to put down the full 20% to purchase a home; There are a variety of loan options [...]
Looking to sell your home? Here are a few budget-friendly home staging recommendations that will help you appeal to potential buyers and get a higher return on your investment. Whether you are staging a home to sell, or just looking [...]
If you’re renting now, the time to buy has never been better! Moreover, purchasing your first home can be a big decision, but there are many benefits of homeownership vs. renting. Check out some of the benefits of homeownership to [...]
Executive Summary: Anna and Nick are previous mortgage clients of Direct Mortgage Loans. They knew they had a great experience with their home purchase but wanted to know if they could benefit from a refinance. With an opportunity to reduce [...]
Pre-approval and pre-qualification are both important and smart homebuying moves. However, these are two different terms. It is important to know what each means. We will lay out the definition of both terms, the process for each, and what they [...]
Amortization- what is it and how does it work? Part of a successful mortgage plan is amortization. Knowing how this works can help you save a lot of time and money on your mortgage loan. Here is all you need [...]
We’re so fortunate to work with our clients for their mortgage needs and want to share our appreciation for the business owners we are fortunate to work with! Brian Snyder, owner of @BMORE Around Town trusted the @DobzTeamDML with his [...]
The moving process can seem like an overwhelming and stressful task to many. Check out our moving tips & tricks to prepare for the big day and take the stress out of moving! 1. Create a Moving Checklist Before packing, [...]
Creating a monthly home budget is crucial to achieving your financial goals. A monthly home budget compares and tracks your income and expenses. This allows you to plan how much you could spend or save each month. Check out some of our budgeting tips [...]
Purchasing a home can be a challenging task, especially in today’s competitive housing market. It is important to understand what to prioritize when purchasing a home so you can make your home buying dreams a reality. Determine Affordability Calculate your [...]
