Nearly 30% of Americans are self-employed today, and there is an expected 7.9% growth rate of self-employed individuals moving forward. While there are many benefits of being self-employed, some common misconceptions are that getting approved for a mortgage is challenging. [...]
On May 13th 2021, Representatives John Rutherford (FL-04), Al Lawson (FL-05), Bonnie Watson Coleman (NJ-12), and John Katko (NY-24) introduced the “Homes for Every Local Protect, Educator, and Responder Act,” HELPER Act of 2021, to Congress. This Act proposes a home [...]
If you’re tired of renting, but not sure if you’re ready to purchase a home yet, there are some financial and non-financial factors to consider when making your decision to purchase a house. Aside from building equity and investing in [...]
Did you know that your curb appeal could affect the value of your home? In today's booming seller's market, your home's value could be maximized with simple upgrades or exterior renovations. Keep reading for curb appeal inspiration: Paint Adding a fresh [...]
Homeownership and education are both directly correlated to wealth. In the past, however, student loans could restrict a borrower from a mortgage. With some of the recent changes in federal mortgage lending rules, being approved for a mortgage loan has [...]
Credit scores can be a confusing and misunderstood topic. In broad, a good credit score is ideal to qualify for a mortgage. However, different types of loans require different credit scores. Let us discuss what exactly a credit score is and [...]
If you want to reap more financial benefits while only making a subtle change, paying your mortgage biweekly (every two weeks) may be the adjustment you need. Most homeowners currently have a monthly mortgage payment, consisting of some principal and some [...]
Congratulations to our Direct Mortgage Loans Branch Managers and Loan Officers who have been recognized by Mortgage Executive Magazine as the Top 1% of Originators in the county! This is a huge accomplishment, and we are so proud of your hard [...]
If you are looking to buy a home, and need a loan, your credit score is very important. Your credit score is a numeric value that displays your “creditworthiness” to lenders. If your credit score is not up to your [...]
Houses are being sold in days. Sellers are choosing offers way over their asking price. Buyers are dealing with defeat repeatedly. Yet so many people continue to pick up and move homes; why are people still moving? People are working [...]
