Credit scores can be a confusing and misunderstood topic. In broad, a good credit score is ideal to qualify for a mortgage. However, different types of loans require different credit scores. Let us discuss what exactly a credit score is and [...]
If you want to reap more financial benefits while only making a subtle change, paying your mortgage biweekly (every two weeks) may be the adjustment you need. Most homeowners currently have a monthly mortgage payment, consisting of some principal and some [...]
Congratulations to our Direct Mortgage Loans Branch Managers and Loan Officers who have been recognized by Mortgage Executive Magazine as the Top 1% of Originators in the county! This is a huge accomplishment, and we are so proud of your hard [...]
If you are looking to buy a home, and need a loan, your credit score is very important. Your credit score is a numeric value that displays your “creditworthiness” to lenders. If your credit score is not up to your [...]
Houses are being sold in days. Sellers are choosing offers way over their asking price. Buyers are dealing with defeat repeatedly. Yet so many people continue to pick up and move homes; why are people still moving? People are working [...]
In addition to Joe Biden’s proposed First Time Homebuyer Tax Credit, he introduced the Down Payment Toward Equity Act of 2021. This is another attempt at his promise to help Americans buy quality housing through financial assistance. While this bill is [...]
Many are aware of the unusually competitive and complicated housing market that has continued throughout 2021. If you are a seller, this market is extremely opportunistic and advantageous. However, as a buyer, you are likely aware and dealing with the [...]
Have you been yearning for more space or a new location? Well, now may be the time to move forward and buy your dream home. The housing market surely is crazy right now, but it is providing the optimal formula for [...]
Mortgages can seem a bit confusing, and it is best to break this down. Many believe that their loan amount will decrease by the amount of the payment. It is a bit more complicated than that. To better understand when [...]
Homeownership is wealth, and this is not just an assumption. According to the 2019 Survey of Consumer Finances, the average homeowner has forty times the household wealth of a home renter. The gap in net worth between homeowners and renters continues [...]
