Are you in the market for a new home and ready to complete your mortgage application? Great! We want to make sure that your home buying process is as smooth as possible. We’ve helped many clients purchase their homes and have [...]
Purchasing a home can be stressful enough but getting pre-approved shouldn’t be! There are certain topics you should discuss with your lender when getting pre-approved. They are as follows: Earnest Money Deposit: Earnest money is the amount you put on [...]
If you are thinking about purchasing a home, your first step in the process is getting pre-approved. Pre-approval will help you understand how much house you can afford and will differentiate yourself from other home buyers when it comes time [...]
Are you in the market to purchase a second home or an investment property? “Second home” and “investment” properties are used interchangeably, but they are not the same in the lending industry. Make sure you know the difference between the [...]
There are many myths about the Maryland Mortgage Programs that might have deterred you from purchasing a home. Don’t let these rumors fool you! Below we have fact-checked some common misconceptions: Myth: Only first-time home buyers are eligible for Maryland [...]
Your credit score is a crucial part of the mortgage application process. It is important to make sure you are doing the right things to maintain a good credit score before and during the home buying process. Credit scores are [...]
If you’re thinking about buying a home, consider using your tax return for your down payment. According to the 2020 NAR Home Buyer and Seller Generational Trends, 30% of buyers that are 29 years and younger cited that saving for a [...]
You’ve heard it on the news, from family and friends, and on social media – rates are low! What does this mean for you? In a typical mortgage payment, your monthly payment breaks down into four or five categories: Principle [...]
If you are looking to purchase a new home, or refinance your existing home, chances are you’ve asked the question, “What’s the best rate?”. While your interest rate is important, it’s not the only question you should ask your lender. [...]
If you’re about to close on a new home, congratulations! Your hard work has paid off in this competitive real estate market and you’re one step closer to homeownership. Between now and your closing day, there are a lot of [...]
