Hurricane season is upon us, which can bring unpredictable winds and severe storms that can be catastrophic to both you and your home. It’s important to be prepared to keep both you and your loved ones safe in the event of a hurricane. Review the following Hurricane Home Preparation Tips to get started!  

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Make a Safety Plan

To ensure you and your family are safe, in the event of a hurricane, it’s crucial to prepare and plan. Before hurricane season begins, write down any emergency phone numbers, gather emergency supplies, and designate a sheltered area in your home. Don’t forget to review this information with all members living in your home to make sure everyone is on the same page.  

Pet Safety Plan

If you have any pets, you should also include or create your own plan for them in case of a hurricane. Review Pet MD for 14 Hurricane Safety Tips for Pets! 

Review Your Insurance Policy

Standard homeowners insurance covers the structure of your house for disasters such as hurricanes and windstorms. It’s important to understand the elements that might affect your insurance payout after a hurricane. Review and make any adjustments to your policy before a hurricane is present. 

Gather Emergency Supplies

Stock up on supplies you may need during and after a hurricane. It’s possible for a hurricane to cut off your power and water supply, so it is always better to be prepared. Create an Emergency Supply Kit. See below for an example of a home emergency prep kit. 

Home Emergency Prep Kit Checklist

Know the difference between a hurricane ‘watch’ and ‘warning:

According to the Centers for Disease Control and Prevention, if you’re in a location where a hurricane may affect you and your home, you should listen to National Weather Service Alerts on TV, radio, or review alerts online. Here are the two kinds of alerts:   

Hurricane Watch

A hurricane watch means hurricane conditions (sustained winds of 74 miles per hour [mph] or higher) are possible in a stated area. Experts announce hurricane watches 48 hours before they expect tropical-storm-force winds (sustained winds of 39 to 73 mph) to start. 

Hurricane Warning

A hurricane warning is more serious. It means hurricane-force winds are expected in a stated area. Experts issue these warnings 36 hours before tropical-storm-force winds are expected in the area to give people enough time to prepare for the storm. 

Strengthen & Protect Your Home

Protect and strengthen your home to help protect it from intense winds that come with hurricanes. The National Weather Service suggests the following to help secure your home!  

How to Prepare Your Home for a Storm or Hurricane

Source: National Weather Service

Plan to Shelter Safely

Always listen to authorities regarding whether you should evacuate or stay home. According to American Red Cross, if you are planning to take shelter in your home, remember to stay away from glass windows and doors. Additionally, remember that even if high winds and floodwaters do not reach your home, you still may lose power, and water may not be available. Keep your home emergency kit handy. 

Cleaning Up After a Hurricane

The clean-up after a hurricane season can be overwhelming physically and emotionally after enduring a storm. Before you start cleaning, take the following precautions to ensure your safety.  

  • Identify hazards in your home.  
  • Survey the interior and exterior of your home.  
  • Limit contact with flood water.  

Just remember, even miles from the coast, hurricanes can bring storm surges and heavy rains that could result in major damage to your home. Direct Mortgage Loans understand how important it is to protect not only yourself, but your home, from any natural disasters. 

If you’re interested in talking about your home financing needs, contact Direct Mortgage Loans today. We would be happy to help answer any questions!