Have you made a budget for your home buying journey? Part of the process is making sure that you can afford your home, while providing a sufficient down payment for your home purchase. Finding funds for your down payment can be [...]
When you’re in the market to purchase a home, you‘ll often be told different pieces information about what you should do with your credit. Be aware that not all the information you might hear is true! Review the top credit [...]
The home buying process can feel busy at times, but we are here to help guide you through the process and make it as seamless as possible. There are 5 important things to remember to do before and after closing [...]
Interested in purchasing a home, but not sure what type of work goes into the process? Don’t worry! There is a lot of work that comes from all parties involved, but your lender will be there to help you the [...]
Are you in the market for a new home and ready to complete your mortgage application? Great! We want to make sure that your home buying process is as smooth as possible. We’ve helped many clients purchase their homes and have [...]
Purchasing a home can be stressful enough but getting pre-approved shouldn’t be! There are certain topics you should discuss with your lender when getting pre-approved. They are as follows: Earnest Money Deposit: Earnest money is the amount you put on [...]
If you are thinking about purchasing a home, your first step in the process is getting pre-approved. Pre-approval will help you understand how much house you can afford and will differentiate yourself from other home buyers when it comes time [...]
There are many myths about the Maryland Mortgage Programs that might have deterred you from purchasing a home. Don’t let these rumors fool you! Below we have fact-checked some common misconceptions: Myth: Only first-time home buyers are eligible for Maryland [...]
Your credit score is a crucial part of the mortgage application process. It is important to make sure you are doing the right things to maintain a good credit score before and during the home buying process. Credit scores are [...]
You’ve heard it on the news, from family and friends, and on social media – rates are low! What does this mean for you? In a typical mortgage payment, your monthly payment breaks down into four or five categories: Principle [...]
