Homeownership and education are both directly correlated to wealth. In the past, however, student loans could restrict a borrower from a mortgage. With some of the recent changes in federal mortgage lending rules, being approved for a mortgage loan has [...]
Mortgages can seem a bit confusing, and it is best to break this down. Many believe that their loan amount will decrease by the amount of the payment. It is a bit more complicated than that. To better understand when [...]
Whether you are a first-time homebuyer or not, the homebuying process can feel stressful enough. You may have been pre-approved or found your dream home, but there are a few MAJOR things you should NOT do when buying a home. [...]
If you are a first-time homebuyer looking to purchase your first home, and are not sure where to start, we have you covered! Below our team has highlighted frequently asked questions that first-time homebuyers ask during the home buying journey: [...]
If you are new to the housing market and not sure where or how to start your home buying journey, then our team can walk you through it. We break down the entire homebuying journey into 10 easy steps, read [...]
Good news! President Joe Biden’s $15,000 first time home buyer tax credit is now officially a bill; the only step left is to pass it as a law. With this information circulating, you may be wondering what this means for you. [...]
It has become quite the topic today; “why is it so hard to find a house?” Many millennials, making up over one third of the homebuyer market, are settling down ready to buy their first home. The result, however, is [...]
Graduation season is right around the corner! Give the college graduate in your life a practical graduation gift this year – a gift fund! Gift funds, or gifts of equity, are a great source of down payment funds for those [...]
Once you’ve been pre-approved for your mortgage, you are on your way to a successful home buying experience. Keep in mind, while you are searching for a new home, it’s important to maintain your financial situation during the home buying [...]
Have you made a budget for your home buying journey? Part of the process is making sure that you can afford your home, while providing a sufficient down payment for your home purchase. Finding funds for your down payment can be [...]
