Buying a home is one of the biggest decisions you'll make and timing can play a key role in finding the right property at the right price. You may have heard that certain times of the year are better than [...]
Law Enforcement Home Buying Programs Purchasing a home is a significant milestone, and for those who serve and protect our communities, there are specialized programs designed to make this process more accessible and affordable. Law enforcement home buying programs offer [...]
Selling a house while still paying off a mortgage is more common than you might think. Whether you're relocating, upgrading, or simply ready for a change, you don’t have to wait until your mortgage is completely paid off to sell [...]
For many homeowners, their home is their most valuable asset. Over time, as homeowners pay down their mortgage, or as property values increase, they build equity—the portion of the home they truly own. This equity can be used as a [...]
Direct Mortgage Loans has been named a Top Gold Lender by the DC Housing Finance Agency (DCHFA)—a prestigious recognition that highlights the company’s commitment to helping homebuyers in Washington, D.C., achieve homeownership. This distinction places Direct Mortgage Loans (DML) among [...]
First responders play a crucial role in safeguarding and serving our communities. To assist them, several specialized mortgage programs cater to police officers, firefighters, paramedics, and other first responders, helping this group to become homeowners. In this article, we will [...]
When you first secured your adjustable rate mortgage (ARM), it might have seemed like a great choice with its lower initial interest rate. As time goes on and your rate adjustment period approaches, you may be wondering how to protect [...]
For veterans and active-duty service members, securing a VA loan is a major step toward homeownership. Before you start house hunting, obtaining a VA loan pre approval is crucial. Pre approval helps determine your borrowing power, strengthens your position with [...]
When buying a home or refinancing, mortgage interest rates play a crucial role in determining how much you’ll pay overtime. These rates directly affect your monthly payment, loan affordability, and the total interest cost throughout your loan term. Whether you’re [...]
Buying a home is an exciting milestone, but it also comes with important financial decisions—starting with the down payment. For many, the down payment is one of the most significant upfront costs in the homebuying process, and understanding how it [...]
