About Anna Dowling

Anna Dowling is a digital marketing strategist and analyst for Direct Mortgage Loans, covering topics that matter to current and future homeowners, as well as industry professionals. She holds a B.S. in Human Resources and an M.S. in Management from Charleston Southern University.
20 06, 2023

Hurricane Preparation Guide: How To Protect Your Home

2023-06-20T07:47:39-05:00June 20th, 2023|Homeowner Tips|

Hurricane season is upon us, which can bring unpredictable winds and severe storms that can be catastrophic to both you and your home. It’s important to be prepared to keep both you and your loved ones safe in the event [...]

13 06, 2023

FHFA Increases Area Median Income Limits for Fannie Mae and Freddie Mac Loans

2024-12-03T15:07:28-05:00June 13th, 2023|Mortgage|

The Federal Housing Finance Agency (FHFA) has just released the updated Area Median Income (AMI) limits for the years 2023/2024, and these new limits indicate an increase in most parts of the country. Notably, this update marks the first time [...]

23 05, 2023

First-Time Home Buyer Mortgage Options Explained 

2024-12-03T15:08:07-05:00May 23rd, 2023|Mortgage|

What is the best option for first-time home buyers? The best mortgage option for first-time homebuyers depends on their individual financial situation and goals. Nonetheless, the most popular loan options for first-time homebuyers include conventional, FHA, USDA, VA, and Specialty loans. [...]

11 05, 2023

FHFA Eliminates Controversial Loan-Level Pricing Adjustment (LLPA) for Conventional Borrowers 

2024-12-03T15:08:37-05:00May 11th, 2023|Mortgage|

The Federal Housing Finance Agency (FHFA) has recently announced a significant decision to remove a contentious loan-level pricing adjustment (LLPA) that directly affected conventional borrowers with debt-to-income (DTI) levels at or above 40%. Originally slated for implementation on May 1, [...]

5 05, 2023

Direct Mortgage Loans Welcomes Jan Ozga as Chief Strategy Officer!

2024-07-10T12:18:50-05:00May 5th, 2023|DML Culture|

Jan Ozga began his career in the mortgage industry 28 years ago, after spending more than 15 years working in hospitality. Despite transitioning to a new and unfamiliar industry, he was able to draw upon the skills he had developed in [...]

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