What is a Non QM loan? Non QM loans (nonqualifying Mortgage) are loans that don't adhere to the standards set by the federal government and the Consumer Financial Protection Bureau. These loans are tailored for those who don't meet traditional [...]
Buying a home can be a daunting task, especially for Indiana first-time homebuyers who may not have enough funds for a down payment or closing costs. That's where the Indiana Housing and Community Development Authority (IHCDA) comes in. The IHCDA [...]
May is Mental Health Awareness Month, and at Direct Mortgage Loans (DML), we prioritize the well-being of our employees. That's why we hosted a month of May Mindfulness Events to promote physical, mental, and emotional health! May Mindfulness Bingo We [...]
Buying a second home can be an exciting journey, but it's important to approach the decision with careful planning. This article explores key factors to consider and offers guidance on how to navigate the process of purchasing a second home. [...]
If you are thinking about buying a home in a homeowners association (HOA), there are several factors to consider before deciding if this is the right option for you. In this article, we will discuss what an HOA is, the [...]
Considering a home revamp but short on cash? Home improvement loans could provide the funds you need for renovations, repairs, and upgrades. This guide explores different loan options, what projects they can cover, and how to apply. Keep reading to learn more! Subscribe [...]
Direct Mortgage Loans is thrilled to announce that The Michelle Jacinto Team has been awarded the title of Best Mortgage Company by NWI Time's Best of the Region for the fourth year in a row! The NWI Times' Best of [...]
Are you considering a home purchase? If so, then an FHA loan might be for you. This guide will provide you with all the FHA loan information you need, including what FHA loans are and how they work, the requirements, [...]
If you're planning to purchase a home in West Virginia, then you may be interested in learning about the programs offered by the West Virginia Housing Development Fund (WVHDF). These programs are designed to help with down payments and other [...]
According to the most recent report from the National Association of Realtors, the median sales price for existing homes is $384,500. As a result, many potential homebuyers are left wondering what income is needed to purchase a home. Subscribe to [...]
