The moving process can seem like an overwhelming and stressful task to many. Check out our moving tips & tricks to prepare for the big day and take the stress out of moving! 1. Create a Moving Checklist Before packing, [...]
Creating a monthly home budget is crucial to achieving your financial goals. A monthly home budget compares and tracks your income and expenses. This allows you to plan how much you could spend or save each month. Check out some of our budgeting tips [...]
Purchasing a home can be a challenging task, especially in today’s competitive housing market. It is important to understand what to prioritize when purchasing a home so you can make your home buying dreams a reality. Determine Affordability Calculate your [...]
When you submit an offer on a home, a cover letter could make your offer stand out. This may help the seller to focus on the details of your offer, in hopes they will better recognize why they should accept [...]
A mortgage pre-approval is an important and powerful part of the home buying process. A letter of pre-approval communicates that you are a serious and qualified buyer. Here is a summary of the documents you'll need for your pre-approval application. [...]
Appraisal: a licensed appraiser comes to the property and inspects it for an unbiased professional opinion of the fair market value. APR (Annual Percentage Rate): the truest cost of a home loan. Per the Truth in Lending Act, all mortgage [...]
Nearly 30% of Americans are self-employed today, and there is an expected 7.9% growth rate of self-employed individuals moving forward. While there are many benefits of being self-employed, some common misconceptions are that getting approved for a mortgage is challenging. [...]
On May 13th 2021, Representatives John Rutherford (FL-04), Al Lawson (FL-05), Bonnie Watson Coleman (NJ-12), and John Katko (NY-24) introduced the “Homes for Every Local Protect, Educator, and Responder Act,” HELPER Act of 2021, to Congress. This Act proposes a home [...]
If you’re tired of renting, but not sure if you’re ready to purchase a home yet, there are some financial and non-financial factors to consider when making your decision to purchase a house. Aside from building equity and investing in [...]
Did you know that your curb appeal could affect the value of your home? In today's booming seller's market, your home's value could be maximized with simple upgrades or exterior renovations. Keep reading for curb appeal inspiration: Paint Adding a fresh [...]
