Direct Mortgage Loans is proud to share that we’ve been named a Scotsman Guide 2025 Top Workplace! This national recognition highlights companies in the mortgage industry that foster exceptional work environments, putting their people and culture at the center of everything they do. 

Each year, Scotsman Guide honors top-performing mortgage companies that prioritize employee engagement, workplace satisfaction, and strong internal values. Earning a place on this list reflects our continued efforts to create a culture where team members feel supported, valued, and empowered to succeed. 

When our people thrive, our company does too. This recognition reinforces our commitment to maintaining a workplace rooted in collaboration, growth, and shared success. 

To view the full list of honorees, visit the Scotsman Guide Top Workplaces 2025 list. 

DML’s Mission, Vision, & Values  

Our Mission, Vision, and Values guide our actions both within and beyond the workplace. DML is dedicated to delivering exceptional mortgage solutions and building lasting relationships. Our vision is to lead the mortgage industry in innovation and customer experience. Our values emphasize effective, proactive, and respectful communication that fosters teamwork, transparency, and accountability with our clients, partners, and each other. The driving force behind our success is a solution-focused attitude that consistently delivers extraordinary results.  

DML Culture  

Direct Mortgage Loans is committed to working hard and having fun. The team is a family of professionals passionate about making a difference in clients’ lives. DML sets the bar high, with a driven and focused approach, but also ensures that work remains enjoyable. This  culture  of collaboration and support is fostered through masterclasses, internal recognition meetings, sales roundtables, and collaborative forums. By working together, DML achieves great things.  

Recognizing our DML Family  

Team members are the greatest asset at Direct Mortgage Loans. To recognize and appreciate their hard work, DML holds monthly recognition meetings to celebrate top performers across all departments. Employees are also encouraged to give shoutouts to colleagues who have gone above and beyond. Additionally, once every quarter, DML presents the Mission, Vision, & Values award to honor individuals who truly embody the organization’s core principles.  

Career Growth & Development  

Ongoing coaching and development are crucial for career growth. DML provides a six-month training program for originators who aspire to become a successful branch manager. Our executive leadership team leads DML YoU’s training program, which is designed to develop crucial leadership skills. Additionally, all branch managers receive structured coaching through DML Elite. Weekly coaching calls are conducted by CEO Michael Naylor, President Ashley Mills, Chief Production Officer Dean Johnson, or Chief Strategy Officer Jan Ozga to guide and hold the branch managers accountable for their goals and activities. If you’re looking to work for a company that values hard work and provides ongoing coaching and development, check out our careers page!  

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About Direct Mortgage Loans      

Since 2007, Direct Mortgage Loans has been committed to assisting individuals nationwide in navigating the mortgage process with ease. Our team of experts, led by Michael Naylor and Ashley Mills, is dedicated to delivering exceptional mortgage solutions while building lifelong relationships with our clients and industry partners.  

We understand that every individual’s financial situation is unique. That’s why our approach is tailored to fit your needs, with personalized service, clear communication, and a seamless experience from application to closing and beyond.  

With a proven track record of successfully funding tens of thousands of loans, we are confident in our ability to deliver a hassle-free and enjoyable home financing experience.