A reliable lender is like a four-leaf clover, hard to find and lucky to have! But buying a home requires more than just luck, you need a knowledgeable Loan Officer to help guide you through the homebuying process. Learn how you could luck out by purchasing a home this season!  

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Low-Interest Rates  

While rates are constantly changing in the housing market, interest rates remain historically low!* Your mortgage payment consists of four components: principal, interest, taxes, and insurance. It’s important to take advantage of today’s rates to secure a lower interest rate before they increase. Learn more about how interest rates affect your mortgage by checking out our blog What Makes Up a Mortgage!   

More Inventory  

Traditionally, the housing market booms in the spring because more homes tend to get listed after a long winter. Typically, this time of year is optimal for buyers to move because of the warmer weather and the end of the school year. Check out our blog on the Spring Housing Market to learn why this is the optimal time to purchase a home!   

Move-in by Summer  

Purchasing a home in the spring allows you to move in by summer, an ideal time for families who are getting ready for the back-to-school season. If you’re planning a move, review our blog on Moving Tips & Tricks to prepare for a seamless, stress-free process!   

Start Earning Equity  

According to our blog Housing Market Forecast and Predication for 2022, home sales are predicted to rise in the year to come. It may be advantageous to purchase a home because of the increasing home market value. Purchasing a home allows you to build equity by making payments to your mortgage over time while the value of your home increases!  

Direct Mortgage Loans wishes you a Happy St. Patrick’s Day! If you or anyone you know is looking to purchase a home or refinance, contact one of our experts Loan Officers today! 

*According to Forbes Advisor. Rates are subject to eligibility and changes based on credit score, debt-to-income-ratio, loan-to-value and income.